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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
My luggage was stolen off of a Flixbus in Vigo Spain. Flixbus was absolutely zero help. Nationwide Mutual was easy to navigate, they asked me a few questions about what was in the bag and I was reimbursed quickly. Highly recommend.
Kate W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
I had gotten this policy since our rental provided no refunds. But when my husband was laid off several months before our trip, I discovered that the policy only covered being laid off from your job if you had been employed at the company continuously for 3 years. Unfortunately, my husband had been a contractor for 3 months before he was hired at the company full time making his employment 3 months short of this requirement, so this policy was a waste of money.
Megan M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully, I didn't have to use the insurance plan, but it was a great comfort knowing it was available if needed.
Russell S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully we didn’t use but coverages appear adequate.
Robert R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully I did not need to use the insurance but glad I had it from a reputable company just in case!
Kathy G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I had to file a claim due to a trip interruption. The claim process was absolutely insane. It was difficult to get any type of reimbursement.
Nathan R. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It was very easy to insure our trip and we felt that the price was reasonable. We will absolutely be using this company again for future trips.
Christopher D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Taking really long long time to process the claim. Not satisfied.
YASH G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I found comparable coverage elsewhere at a lower cost. Your company should offer a lower cost option for just basic coverage. Next time I will buy the basic plan directly from the cruise line, not from you. It was $45 cheaper :-(
Kishor B. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
All went well, no claims filed.
James M. would recommend this plan to a friend or relative.
1 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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