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Travel Insurance Reviews Nationwide Prime

The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers rated the Nationwide Mutual Insurance Company Prime plan
4.57 out of 5
1,122
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Prime
Speaking from experience: NEVER travel without travel insurance! In 16 years I have had 3 claims and without insurance I would have been out $9000 +. I've used Nationwide several times for our needs. Great plan, thorough coverage at a fair price. Hopefully I won't need to file anymore claims, but we travel easier knowing we are covered from delays to baggage loss to cancellations.
Susan B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
It was nice to go away with insurance, in case we needed it. Thank goodness, we didn't. It was close though, as our departure flight was close to being cancelled due to maintenance issues. But we took off, albeit 2 hours late.
Carol T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
Fortunately I didn't have to file a claim. All went well on our trip to Iceland. The two things that can say about this plan was first, peace of mind knowing that if I had issues they would be taken care of. Second the ease in purchasing and cost of purchasing the coverage. I will not hesitate purchasing this type of travelers insurance for future trips.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
I didn't have to use the travel insurance for this recent trip but I wouldn't travel without it as I've incurred much loss for a trip where I didn't take out travel insurance. I purchase all my travel insurance plans with InsureMyTrip.com now. Thanks!
Mosheem K. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Fortunately we did not have to use the coverage for the trip but it was good to know we had it. The price seemed high but I think it was competitive, perhaps even less, than other companies’ plans.
Kenneth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
Very shortly after my trip, I used the email listed on the Insure My Trip site to request information from the insurer on how to file a trip delay claim. After a week with no reply, I tried emailing a 2nd time and then did receive a relatively quick reply with the information I needed to file my claim. The review email indicating they had approved part of my claim was received in a timely fashion thereafter. Apparently, I need to be more careful in how I read policies - as their interpretation of 'one time delay' meant that they will only reimburse me for expenses on the outgoing OR the return trip. Thankfully, a relatively small amount of money is involved by this interpretation - but it's disappointing that an airline can so horrendously delay us on both legs of a round-trip and discover that only one leg is covered.
Amy J. would recommend this plan to a friend or relative.
5 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
I didn't have to file a claim, but had peace of mind during my travels that if something did happen, I was covered!
Kimberly W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
Didn't cover changes only cancellations.
Scott C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
We always buy trip insurance for trips out of the country. Clark Howard turned us on to "Insure my Trip" as a way to get around the airline and cruise line coverages that are nowhere near as good or as good a value. Gives me peace of mind when traveling. Wouldn't travel without it!
Melinda P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
Good to have but didn't need to use it!
Richard O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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