To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
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This policy was designed to cover Accidental Death and Dismemberment in the event of an accident during your trip. The policy does not cover the actual expenses incurred while you are being treated at a hospital or licensed medical facility, but the policy does offer additional add-ons for Medical Evacuation coverage. The policy would also cover many activities, such as hiking or some water sports, but would also exclude the following:
"Travel in or upon: A snowmobile; A water jet ski; Any two or three-wheeled motor vehicle, other than a motorcycle registered for on-road travel; Any off-road motorized vehicle not requiring licensing as a motor vehicle; when used for recreation or competition. Unless Hazardous Activity Rider is purchased."
"Injury sustained while taking part in: mountaineering; hang gliding; parachuting; bungee jumping; racing by horse, motor vehicle or motorcycle; snowmobiling; motorcycle/motor scooter riding; scuba diving, involving underwater breathing apparatus; water skiing; snow skiing; spelunking; parasailing; white water rafting; surfing, unless part of a school credit course; and snowboarding. Unless Hazardous Activity Rider is purchased."
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