Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
AIG Travel
Travel Guard Basic
Took out the plan, but fortunately, didn't need to file a claim.
Brian P. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
I have been purchasing travel insurance for all of my vacations on a regular basis and was interested to see what would happen when our return flight was cancelled by the airline due to weather, presenting the opportunity to file a claim. In a short conversation with a Travel Insured representative, I was curtly informed that a "Missed Connection," was not what I assumed it to be, and my claim was not covered by the policy.
According to my travel insurance summary, benefits would be payable for a "Missed Connection" due to a delay of three hours or more. We were able to get on another flight but due to the flight cancellation we were delayed at the airport for four hours; we didn't arrive at our home airport until after midnight and incurred extra expenses for our transportation back home from the airport (a relative was going to drive us home but couldn't do it at that hour). I was hoping to file a claim for the unexpected transportation expenses to get home from the airport.
However, when I called Travel Insured I was told to read page 14 of my travel insurance policy document, where it states that a "Missed Connection," is only applicable at the beginning of a trip, and only if you miss your cruise or tour. So missing our ride home from the airport was not covered. I had actually tried to call Travel Insured when our flight was cancelled to get clarification of how the policy applied to our situation, but the office was closed. I then called the 24 hour travel assistance line that is offered in conjunction with this policy; the representative I spoke with cautioned that she did not work for Travel Insured and could not interpret the policy, but she also assumed that the "Missed Connection" could apply to my situation. She also tried to reach someone at Travel Insured, but was not successful.
The claim I had wanted to file for transportation was minimal, and I'm not very happy with the results of this "test run." I think next time I would spend more with another company that provides better coverage and clearer and more straightforward terms and conditions, and also one that has representatives who can be reached when needed. I would say this insurance can work for you if you are willing to thoroughly read and memorize the 56 page policy document and are satisfied with the loopholes.
According to my travel insurance summary, benefits would be payable for a "Missed Connection" due to a delay of three hours or more. We were able to get on another flight but due to the flight cancellation we were delayed at the airport for four hours; we didn't arrive at our home airport until after midnight and incurred extra expenses for our transportation back home from the airport (a relative was going to drive us home but couldn't do it at that hour). I was hoping to file a claim for the unexpected transportation expenses to get home from the airport.
However, when I called Travel Insured I was told to read page 14 of my travel insurance policy document, where it states that a "Missed Connection," is only applicable at the beginning of a trip, and only if you miss your cruise or tour. So missing our ride home from the airport was not covered. I had actually tried to call Travel Insured when our flight was cancelled to get clarification of how the policy applied to our situation, but the office was closed. I then called the 24 hour travel assistance line that is offered in conjunction with this policy; the representative I spoke with cautioned that she did not work for Travel Insured and could not interpret the policy, but she also assumed that the "Missed Connection" could apply to my situation. She also tried to reach someone at Travel Insured, but was not successful.
The claim I had wanted to file for transportation was minimal, and I'm not very happy with the results of this "test run." I think next time I would spend more with another company that provides better coverage and clearer and more straightforward terms and conditions, and also one that has representatives who can be reached when needed. I would say this insurance can work for you if you are willing to thoroughly read and memorize the 56 page policy document and are satisfied with the loopholes.
Lee B. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector
I have consistently bought this insurance best coverage for the money
michael f. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
TravelSafe
Classic Plus
The policy gives me a comfortable feeling when I travel
richard k. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard Silver
Good plan
Maureen K. would
recommend this plan to a friend or relative.
GoReady Insurance
Choice Family Plan
They are the cheapest one with all the coverage I need. However, I didn't file any claim so I've no idea how good is the refund/service.
Again with some kind of protection definitely peace of mind when traveling onboard.
Again with some kind of protection definitely peace of mind when traveling onboard.
David K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Arch RoamRight
Essential
I liked the timely manner which my insurance card was sent before I left for my trip. I have 2 other trips scheduled for this year and will be using your company.
Jeanita P. would
recommend this plan to a friend or relative.
-
Vicki Zidwick
Arch RoamRight
Thank you for your review! We are happy to hear you had a great first experience with us, and we look forward to protecting your other trips.
Regards,
The RoamRight TeamJan 12,2017
AIG Travel
Travel Guard Gold
The staff on the phone was very friendly and courteous !!!
Indira J. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard MedEvac Plan
Although we did not need to use it, it was a great comfort to know we had coverage.
Michael R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I'm in the process of filing the claim. Further followup to be added after completion.
Marc L. would
recommend this plan to a friend or relative.
"We apologize if you have experienced any frustration or inconveniences. After speaking with the Customer Care Department, it was indicated that you were delayed for 4 hours on your return flight and were looking to file a claim. The rep advised that the Missed Connection is if you miss a cruise or trip departure due to a delay; therefore, this situation wouldn’t qualify for benefits. The rep also explained that in order for Travel Delay benefits to be payable, you would have to be delayed for 6 or more hours. Unfortunately, since it was a delay of only 4 hours, the use of the benefit was not qualified. We urge you to contact us any time at 1-800-243-3174 with questions or concerns before, during, or after your trip to ensure you are receiving the best coverage and service possible. Thank you."