Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
tour
AXA Assistance USA
Silver
It turns out (in the small print somewhere) that to process a small claim you must first submit your claim to Medicare. I believe Medicare does not cover overseas, but one must go through the process anyway. I believe most all foreign travelers are older and under Medicare, so this effectively drags out the claims process to discourage pursuing a claim and save your company money.
After buying trip insurance a number of times previously, I will never do this again!
I will self insure.
After buying trip insurance a number of times previously, I will never do this again!
I will self insure.
Charles G. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Zac
AXA Assistance USA has issued the following reply:
"Thank you for your feedback. We apologize for any difficulties you may have experienced in filing a claim. We appreciate customer comments and continually use customer feedback to improve our products. At the time of your claim, the silver plan provided coverage secondary to Medicare. The gold and platinum plans serve as primary coverage and it is not necessary to file with Medicare first. In the future, you may call us so we may assist you in finding the best policy and benefits to fit your travel needs."Nov 07,2016
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The trip included a
tour
GeoBlue
Voyager Choice
Glad I did not have to use the plan. Having the peace of mind was well worth the premium though.
Robert S. would
recommend this plan to a friend or relative.
The trip included a
tour
GeoBlue
Voyager Choice
This insurance was a cheap way to provide peace of mind for our trip. You never know when something unexpected might arise and it is good to have the peace of mind to know you are covered. We will purchase this insurance when ever we travel.
Ronald G. would
recommend this plan to a friend or relative.
InsureandGo
Global Gold
I didn't have to use the insurance, but it was comforting to know it was there. I liked that they provided timely and useful information by email rather than requiring me to remember URLs on my own. I also was pleased that they did not specifically exclude musical instruments; I had two small ones with me that were not incredibly expensive but the coverage was appreciated. I rejected several other plans because of this limitation. The price worked out to about $4.00 per day. The total seemed consistent with other policies I looked at.
WILLIAM D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
John Hancock
Gold
Being I was lucky enough to NOT have to exercise the plan and its benefits, I feel only question and response to #2;plan cost; is applicable.
Betty R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Gold
We did not have occasion to file a claim for this trip.
ARTHUR B. would
recommend this plan to a friend or relative.
AXA Assistance USA
Silver
We thankfully did not have to use the insurance, but it was great comfort and peace to know we had it if needed. We would purchase it again if we travel abroad.
Sharon M. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
We did not have to file a claim. I did refer this plan to a few people on this trip and as they are frequent travelers, and are older and money is a factor, they are anxious to have this opportunity. So they will be contacting you for future trips.
Jacqualin H. would
recommend this plan to a friend or relative.
AXA Assistance USA
Silver
Appreciated peace of mind while traveling with my 90 year old father. Took out the insurance on him. Thanks.
James R. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Expensive but best available.
Michael M. would
recommend this plan to a friend or relative.
Medicare does not cover outside of the United States, but some Medicare Supplement plans do provide some coverage while traveling abroad. If a travel insurance plan is secondary, the insured person(s) would be required to file a claim with the Medicare Supplement first. If coverage is denied or only partially provided, the travel insurance would cover the remainder, up to the policy limit.
Please call us at 800-487-4772 if you have any questions pertaining to this policy, or about primary vs secondary coverage. We would be happy to assist you.