Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
Nationwide Mutual Insurance
Prime
We had a 4 day trip delay in St. Marten due to a huge snow storm that cancelled our return flight, and Nationwide was excellent in reimbursing me the maximum amount allowed under the policy for that delay. They were easy to get a hold of and courteous. I will definitely buy my trip insurance through them again!!!
Cynthia K. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
Glad I didn't need to use it. Glad I had it in case I did.
Chris S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
InsureandGo
Global Silver
Fortunately, we did not have a need to use the coverage. We will purchase the same policy for our next trip.
Maureen G. would
recommend this plan to a friend or relative.
Global Alert!
Preferred
Even though we didn't need to use the service, it was nice having the reassurance of a medical plan.
Deanna G. would
recommend this plan to a friend or relative.
GeoBlue
Voyager Essential
Thank you for your help with the insurance. It worked and helped eliminate my worries with having all my entrance paperwork organized for customs.
Jepper D. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
My phone calls were always answered promptly by a "live" person. I needed to cancel my trip due to an accident, and my claim was processed promptly.
Carol G. would
recommend this plan to a friend or relative.
-
CrystalAXA Assistance USA
Thank you for the review. It can be quite disappointing to have to cancel a trip but we are happy to know your claims experience went well and hope you will be able to reschedule the trip. We appreciate the opportunity to provide coverage for you and look forward to providing travel protection for all of your future travels.Mar 17,2016
WorldTrips
Atlas International
We had one bag delayed for three days and had to buy some clothing and shoes in Belize until bag was found and forwarded to us. Your delayed baggage insurance doesn't kick in until the tenth day, so my wife was supposed to wear the same outfit for 10 days? You should make that clear on the summary of policy. It did not help our situation. We won't be buying that policy again.
Curtis N. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We are sorry to learn that your wife's luggage was delayed.
The HCC Medical Insurance Services Atlas International plan is a Single-Trip Medical plan which focuses on providing medical, hospitalization, medical evacuation, and repatriation benefits. HCC Medical Insurance Services Atlas International is a well rounded plan, but requires that the baggage is delayed for at-least 10 days.
Baggage Delay is a benefit which is provided as a part of a Comprehensive plan. InsureMyTrip offers between 30-40 Comprehensive plans. In the future, please call us prior to purchasing a policy so that we assist you in selecting a plan that best covers your concerns. Our representatives are available 7 days a week by calling 800-487-4722.Mar 26,2016
The trip included a
cruise
AIG Travel
Travel Guard Silver
I did have to cancel my trip on a Caribbean cruise as my husband and I are undergoing fertility treatment. Based on the recommendations of the CDC and WHO, along with my own physician, we did not travel due to the Zika virus. The cruise lines and airlines themselves recognize that this is a unique situation and have taken steps to accommodate passengers in our situation. The airlines even going as far as fully refunding flights for pregnant or soon to be pregnant passengers flying directly to any affected country in full. In our case we we're flying to Florida for a cruise so we were not able to receive a refund. Believing that I had travel insurance for medical issues, I contacted the travel insurance company to file a claim. They told me that the possibility of contracting an illness was not covered under any plan, but that I would have coverage for it should I get sick while on the trip.
I was very disappointed. While I can understand to the general reasoning behind this policy, this was a unique situation where the governments of many countries were telling their citizens not to travel to a specific area for very serious reasons. We booked the trio before the advisory came out and I think every strongly that the travel companies should have been more helpful. Many at risk people were forced to make a health ca financial decision that they shouldn't have had to make. Luckily I was persistent in my own regard and came to a reasonable compromise with the cruise and air lines directly.
This was my first time purchasing insurance and I would be hesitant to do so again.
I was very disappointed. While I can understand to the general reasoning behind this policy, this was a unique situation where the governments of many countries were telling their citizens not to travel to a specific area for very serious reasons. We booked the trio before the advisory came out and I think every strongly that the travel companies should have been more helpful. Many at risk people were forced to make a health ca financial decision that they shouldn't have had to make. Luckily I was persistent in my own regard and came to a reasonable compromise with the cruise and air lines directly.
This was my first time purchasing insurance and I would be hesitant to do so again.
Rebecca O. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We are sorry to learn that you are disappointed with your experience. We recommend taking the time to read the Zika Virus and Travel Insurance Coverage article written by InsureMyTrip:
https://www.insuremytrip.com/learn/travel-tips/zika-virus-travel-insurance-coverage.html
AIG Travel Guard has issued the following response:
"Some customers traveling to Central and South America have expressed concerns regarding a recent outbreak of the Zika virus. AIG has sent out a statement that as a general matter, under our US policies:
- Trip Cancellation for concern or fear of travel associated with sickness, epidemic, or pandemic is not covered.
- A customer who contracts Zika before traveling, but after purchase of the policy, could be covered for Trip Cancellation benefits.
- Customers with Cancel For Any Reason coverage could be entitled to a percentage of their loss, depending on the level of CFAR coverage purchased (usually 50%, but can be up to 75%).
- A customer who contracts Zika while on a covered trip, could be covered for Medical and Trip Interruption/Curtailment benefits if there is a confirmed diagnosis.
We are happy to clarify any matters related to Zika and travel insurance coverage at 1.800.826.1300. Thanks!"Mar 29,2016
WorldTrips
Atlas International
Plan covered everything I needed but didn't have to file a claim. Therefore, cannot comment on other reviewers' experience regarding slow claim processing. However, since all reviews indicate that the claims ultimately got paid, I felt the value offered vs. any potential processing delay was worth choosing this plan for myself. Would use again next time.
Heiko G. would
recommend this plan to a friend or relative.
WorldTrips
Atlas International
As i didn't have any reason to file a claim, I can't say much for the effectiveness of the plan or about the customer service, but the plan provided at least the peace of mind that I needed for my travels. I would likely book this insurance again in the future.
Samantha B. would
recommend this plan to a friend or relative.