Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
Travelex
Travel Basic
Cannot speak to how well they handle claims as we had no need to file one . We chose this company as it allowed us to buy the coverage we needed without having to buy coverage for a lot of items we didn't need (such as coverage that might be needed outside of the US). There were still some items (we are retired so wouldn't need the loss of job coverage) but it would be hard to have a policy designed just for us with out increasing the overall cost due to added manpower needed for such policies.
John F. would
recommend this plan to a friend or relative.
Generali Global Assistance
Preferred
Although nothing untoward occurred during our travels that may have required our receiving insurance benefits, just having the coverage gave us peace of mind which enhanced our enjoyment.
Joshua K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Everything went as planned.
Duncan B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
Having had the good fortune of not filing a claim for my trip, this is a review of the contract document, not its implementation. One reason I chose this plan was because I felt the contract document was well written, well organized, and easier to understand than those of other trip insurance companies.
Paul L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Prime
When we filed a plan for trip interruption, they did eventually pay but their communication was terrible (basically none) and it took longer than promised. The payout was less than half of what we claimed based on how they classified it so it wasn't overall a great experience. You can't say it was clearly wrong but it wasn't a very satisfying handling of the claim.
Steven S. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
-
Mike
Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.Apr 23,2019
Nationwide Mutual Insurance
Essential
The Nationwide Essential Plan worked well as to coverage and cost. However, it took about 2 months to receive compensation for losses. I had to re-submit twice some of the documents because they were on the website in my emails and the format was not what they could read. So be careful to save all trip documents and in a PDF format or at least a Word format so they can read them. It took 2-3 weeks the first time before they even contacted me about re-submitting some of the claims, then another 2 weeks for the second round. Finally, I hadn't heard anything for 2 weeks or so again, and a check shows up in the mail. So the plan works but you have to be very patient to get your coverage if you have a loss.
Deborah H. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
John Hancock
Bronze
I was happy not to have to file a claim. My review is based on that fact so I can't say if claim coverage was good or not, John Hancock is a reputable firm, so I would have to believe that they do what they say.
Cynthia F. would
recommend this plan to a friend or relative.
John Hancock
Silver
Really can't say how good it was. We didn't have a claim, but we were satisfied with what it would cover.
Mary S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
When traveling abroad, it is essential to have insurance for medical expenses or medical evacuation, which are not covered by Medicare and most health insurance. On a trip to Turkey, a woman in our group had appendicitis. She did not have travel insurance. She had only Medicare and a secondary health insurance plan, neither of which covered any expenses outside the U.S. She could not afford to pay for an air ambulance to have surgery back in the U.S. So she had surgery in Istanbul. Her adult daughter stayed with her, and paid out of pocket hotel room and restaurant meals while her mother was in the hospital. They had to pay up front for her medical care and hospitalization. Presumably they had to pay a high airfare home when she was well enough to travel. I always buy travel insurance. My credit card (co-branded with an airline's frequent flyer program) covers trip cancellation and interruption when I charge flights, hotels, cruises, etc. to that card (even if it's a different airline). However, that credit card does not cover medical treatments, hospitalization, or evacuation to the U.S. in case of illness or accident. This AIG Travel Guard MedEvac Plan is very reasonably priced and covers that gap including expenses for a traveling companion. Thankfully my companion and I have not needed medical treatment while traveling, but having this coverage gives us peace of mind.
Charles C. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
Travelex
Travel Select
This policy provided peace of mind, allowing me to enjoy my vacation.
Debora A. would
recommend this plan to a friend or relative.