Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
AIG Travel
Travel Guard Gold
The agents were really helpful when I was trying to choose a plan.
Susan B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Choice Cruise
I read that this plan didn't cover missing a cruise if the flight had mechanical difficulties. That's insufficient coverage for me, but otherwise I had good coverage which we didn't use.
KEVIN N. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments. You are correct that Trip Cancellation and Trip Interruption under this policy would not have reimbursed you for your prepaid non-refundable travel expense if your trip had been canceled or interrupted due to the mechanical breakdown of a travel provider under the Choice Cruise plan. However, you did have the option to add on Cancel for Any Reason:
"TRIP CANCELLATION FOR ANY REASON - OPTIONAL UPGRADE
If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:
a) Your premium payment is received prior to or on the date Your final deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure prior to or on the date Your final payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date."
Please also note that you did have some coverage under Trip Delay up to 150 USD daily, 750 USD maximum (secondary coverage).
"TRIP DELAY
The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) A one-way Economy Fare to return You to Your originally scheduled return destination...
Hazard means:
a) Any delay of a Common Carrier (including Inclement Weather).
b) Any delay by a traffic accident en route to a departure, in which You or a Traveling Companion is not directly involved.
c) Any delay due to lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.
d) A closed roadway causing cessation of travel to the destination of the Trip (substantiated by the department of transportation, state police, etc.)"
Please feel free to call us at (800) 487-4722 if you have any questions.Aug 06,2019
The trip included a
cruise
Generali Global Assistance
Preferred
Client representative was friendly and helpful when I called for advice on whether or not to file a claim. Link was sent immediately. We were very impressed with the quick response time and that the claim was paid in full
Wendy T. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Travelex
Travel Select
Thankfully didn’t have to use it but felt good in case something did happen
Pamela T. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured Travel SE
I didn’t have to use my plan at all. It was easy to compare other rates. I went with the one that was recommended. Customer service was friendly.
Christy F. would
recommend this plan to a friend or relative.
Generali Global Assistance
Preferred
Did not need it but glad I had it!
Christina O. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset
I had an issue with my purchase that needed correction. Customer service (Cindy) was fantastic. My problem was resolved quickly and satisfactorily. Fortunately, my trip went well and I did not have to file any claims, but I would definitely purchase from InsureMyTrip again for future peace of mind.
Tuan T. would
recommend this plan to a friend or relative.
-
Carol
Thank you for letting us know that TripAssure and InsureMyTrip were able to provide you with the coverage and peace of mind that you were expecting.Aug 06,2019
The trip included a
cruise
HTH Worldwide
Trip Protector Classic
I did not file a claim with this company. The plan offered good coverage for medical and evacuation, which I consider the most important aspects of foreign travel. I do not recommend this company, however, due to the fact that ten days prior to my trip I received an email stating that I would not be able to access my account on line due to technical difficulties. When I called their customer service I was told that they did not have a date when this problem would be resolved. I can understand a computer glitch, but one that lasts several weeks is not acceptable, especially when that glitch occurs when my trip was scheduled. I had paid the premium several months ago and it was not refundable, so I went on my trip with some trepidation. Insurance is supposed to take the doubt out of travel leaving one to enjoy the trip.
Michael F. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
-
Carol
Thank you for your feedback. The HTH Worldwide Trip Protector plan
does offer good coverage for medical and evacuation, but we regret that you were unable to access your account prior to your departure date.
However, HTH Assistance would still have provided you with Travel Assistance Services if you had called 877-865-5979 or 610-254-8771 or emailed [email protected].Aug 06,2019-
MichaelF
I see that your web site is up and running again. Therefore, considering the protection and price, I would now recommend this plan.Aug 30,2019
-
The trip included a
cruise
Generali Global Assistance
Standard
Didn't have to use it
Antoinette S. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
We are glad that we did not have to use the plan. I think the plan provides with very good benefits when required. This plan was recommended by a close friend of ours.
Jorge M. would
recommend this plan to a friend or relative.
It is also great to hear that your AIG Travel Guard Gold policy provided the coverage you required at a competitive premium. Although it is great that your trip went well, should you have filed a claim, you would have been pleased with their service.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.