Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
We were very lucky and enjoyed an uneventful trip. That being said, at least two people had to go home early, and we felt confident that we had the coverage if that needed to happen. I will definitely recommend your coverage to others.
Sharon L. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
It’s insurance - and you buy it in case something happens. I’ve never had to claim on a travel insurance policy, so it’s a big blow to the pocketbook when you pay $500 or more on top of expenses for the trip itself. I just hope that if I even have to file a claim, I won’t be subjected to a big hassle in order to receive any compensation. I will probably continue to use your company, as it offers the best coverage for the least price. Is there any “repeat customer” discount?
Prindle V. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. We appreciate your choosing InsureMyTrip for your travel insurance needs. Unfortunately, we cannot offer discounts for insurance due to business regulations.
Anyone going out of the country, especially if they have domestic coverage such as Medicare, needs to have medical coverage, which they hope they never need. The peace of mind alone is worth the premium.
Gerald D. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I was satisfied with the coverage I purchased. I did not have to use the benefits while traveling but it made me feel secure to know I was covered if a problem did occur.
ELLEN P. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We did not have a claim before or during our trip, so we can only evaluate the coverage. We especially liked the coverage of pre-existing conditions. Almost impossible to find that months after the first down payment on a trip.
George W. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for bringing the terms for the Pre-existing Condition Waiver under the Generali Premium plan to the attention of your fellow travelers.
The majority of Comprehensive plans offer a waiver of the Pre-existing Condition Exclusion if you purchase the policy within 10 to 21 days of the Initial Trip Payment Date. However, the Generali Global Assistance Premium plan offers that waiver if you purchase their policy prior to or within 24 hours of your final trip payment:
"We will not pay for loss or expense caused by or incurred resulting from a Pre-Existing Condition, as defined in the Definitions section, including death that results therefrom. This Exclusion does not apply provided you meet the following requirements:
a. coverage is purchased prior to or within 24 hours of your final Trip Payment; and
b. you are medically able to travel at the time the coverage is purchased; and
c. you insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions."