Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
This online company offers good options for all budgets. Better to be prepared than not! I hope to never have to use the insurance, but travel with complete peace of mind.
Anna Maria L. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Plan had good coverage and I always compare medical, exclusion clause and emergency evacuation coverages as those are most important to me.
WE did not have to use the coverage this trip, thank goodness. But have had to use coverages provided by insurance companies thru Insure My Trip.
When that happened, Insure My Trip even stepped in to assist with prompt reimursment for a claim processed when there was a delay.
I love this service. Wish it were a bit more reasonable cost wise, but do also realize that insurance coverages are costly.
Diane S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I compared coverages online when choosing this company. It had the highest medical coverage, which I thought would be important. And the evacuation coverage was adequate. I gave high rating for coverage, although we did not have to use it.
Nancy W. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The Berkshire Hathaway ExactCare plan was one of the most competitively priced policies for your trip while still offering the Pre-Existing Condition Waiver, a Primary Medical Limit of 50,000 USD and an Emergency Medical Evacuation Limit of 1,000,000 USD.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. Although a travel insurance policy is considered to be of good value when the policy premium is within 10% of the insured trip cost, that ratio is usually based on a trip that is no more than 30 days. Since your trip was approximately 93 days long, this increased your pricing.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
My claim was fairly processed and it took 2.5 months to receive the settlement, which I thought was reasonable. The people I spoke with were helpful and they reached out to me via phone to let me know the additional information I had to provide. I was a little disappointed in the way they determined the trip interruption days and felt that I should have received a bit more per day because I had traveled a day before the trip actually began and they calculated that day into the daily amount of the trip cost. I think that I didn't explain that clearly enough for the person who settled the claim.
It was a bit difficult to communicate with them because the person I was working with was never available when I called and emails to their email address aren't answered very promptly.
Other than that I felt that I had received good service and would not hesitate to buy insurance with this company again.
Lynda T. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
The Berkshire Hathaway ExactCare plan was one of the most competitively priced policies for your trip while still offering the Pre-Existing Condition Waiver, a Primary Medical Limit of 50,000 USD and an Emergency Medical Evacuation Limit of 1,000,000 USD.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. Although a travel insurance policy is considered to be of good value when the policy premium is within 10% of the insured trip cost, that ratio is usually based on a trip that is no more than 30 days. Since your trip was approximately 93 days long, this increased your pricing.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.