Travel Insurance Reviews AIG Travel
AIG Travel is the largest travel insurance provider in the United States, protecting more than 6 million travelers every year. It provides some of the broadest coverage in the travel insurance industry. They review claims within 24-hours of receipt.
Learn more about AIG Travel.
The trip included a
cruise
AIG Travel
Travel Guard Basic
All the reviews I've read about the product were good to excellent - although each was qualified by the fact that a claim wasn't made. I did make a valid claim and experienced misinterpretation and denial. My claim arose because of a skipped port of call which found me in Southampton rather than Le Havre. AIG's original position was that because the delay was weather related, and my claim was for reimbursement of costs incurred within 24 hours of the delay, no payment would be made. I finally prevailed in getting the adjuster to accept my position that I was covered under Trip Interruption Benefits paragraph (b) - I won the battle but not without a good deal of back and forth. So I'd have to say that the plan works well if you don't have to make a claim but not so well if you do make a claim - Buyer beware"
Donald G. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
AIG Travel
Travel Guard Basic
Like all good insurance, we did not have to use it. It was a worthwhile safeguard however.
RAY K. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard MedEvac Plan
It is great and the price is good
Marielba Q. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Hard to recommend something I bought but didn't use. Still very happy I had the coverage in case I needed it.
Carolyn W. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard MedEvac Plan
Fortunately we did not need to use the plan but it gave peace of mind for our trip. Since our main insurance is Medicare now I have been using this site for all my trips out of country. It is easy and the price is reasonable.
Linda T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
AIG Travel
Travel Guard Basic
We almost had to cancel this trip due to a sick relative. If we had, it would not have been covered by the Basic Plan and the $800+ that we spent on the insurance would have been wasted, along with the over $12K price of the trip being lost. The trip was great, only a minor hiccup on a return flight being cancelled, but we handled that ourselves. If you are not going to purchase the "cancel for any reason" coverage, then I suggest saving your money and doing without the Basic plan.
Andrew O. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
AIG Travel
Travel Guard Basic
Hard to tell. Buying a policy and having no claim doesn't say much but ok. Cost of policies are very high.
David K. would
recommend this plan to a friend or relative.
-
Carol
Comprehensive policy premiums are based on travelers' ages, trip length and trip cost. AIG Travel Guard pricing may also vary by state.
Please feel free to call Customer Care at 800-487-4722 if you would like assistance with a quote or purchase.Jun 22,2018
The trip included a
cruise
AIG Travel
Travel Guard MedEvac Plan
I am happy with the coverage I purchased. The price was fair for the peace of mind and for the protection that I wanted
for myself and my husband.
for myself and my husband.
Maureen K. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
AIG Travel
Travel Guard Basic
Glad we did not have to use
Thomas G. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
AIG Travel
Travel Guard Silver
Gave us peace of mind for our trip.
Jerome C. would
recommend this plan to a friend or relative.
We are glad to hear that you were able to enjoy your trip and hope that your family member is fully recovered.
Apparently you did not call or file a claim with AIG Travel Guard. The number one and two covered reasons to cancel a trip under Trip Cancellation are:
"(1) Sickness or Injury of an Insured, Traveling Companion or Family Member traveling with the Insured must be so disabling as to reasonably cause a Trip to be canceled or interrupted or which results in medically imposed restrictions as certified by a Physician at the time of Loss preventing continued participation in the Trip;
(2) Sickness or Injury of a Family Member not traveling with the Insured must be because their condition is life threatening as certified by a Physician, or they require the Insured’s immediate care. Such disability must be so disabling as to reasonably cause a Trip to be canceled or interrupted and must be certified by a Physician..."
Although we cannot predetermine a claim, you may have been covered under this policy subject to the plan's terms and conditions.
In the future, you may wish to call the insurance provider's claim number to inquire on coverage.