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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,772
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
In July 2016, we purchased a policy for our bicycling trip to Sicily, Italy. The price for our 12 day tour was $3800 per person. The cost for the insurance was $400.56 (very reasonable). In January 2017 we purchased airfare and added a second tour in Italy. The cost was now $7214 per person and 24 days in length. The cost of the insurance policy now was $1790.10. To add 12 days to the trip (double the original trip) and $3414 more per person (less than the cost per person of the first tour), the cost of the insurance went up more than 4 times the original amount . We were shocked as we thought the insurance amount may double but not go up more than 4 times the original amount. Unbelievable!!
Donald M. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thank you
Debra E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
First time I used trip insurance. This was easy.
Judith V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We travel regularly and had to file a claim with another company in the past. That company dragged their feet unbelievably.
By comparison, Nationwide was fabulous; prompt, efficient, highly recommended!
Janine P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I really appreciated the ease with which I could compare plans on Insure My Trip and find the one that fit my needs. I will definitely be back to get my insurance for my next trip (international).
Heidi C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The best thing about insurance is never having to use it but knowing it is there.
Christine M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Though I didn't need to file a claim during my trip, I was very glad I had the coverage. This plan had the right coverage at the right price for me.
Charlotte W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The purchase process was easy and went smoothly. We didn't file a claim so I don't know how that process would be. All in all, we were very satisfied with the plan.
Kolleen M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Insurance was very reasonably priced and although we (thankfully) did not need it, we had peace of mind when traveling out of the country.
Ruth P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I thought the price was very fair and the company had other policies that increased coverage in areas that other travelers may be more concerned about. I had no major issues for which I needed to file a claim so I can't speak to the company response during the claim process. I thought the policy was fairly priced with excellent coverage.
Jack Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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