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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,773
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was a comfort to know we had trip insurance. With elderly parents you never know when you might have to leave urgently or cancel the trip. Also, accidents can happen while on a trip so again it was reassuring to know we had additional coverage.
Kari A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I think that people that take insurance for these trips and never use it should get a discount on future cruises or trips.
I also feel that individuals requiring wheel chairs,walkers, or canes for their mobility pay a greater amount for their coverage because they are often either injured by falls or cause others to be injured trying to get out of their way.
WARREN S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for providing InsureMyTrip with feedback regarding your policy. Your points are well taken.

    Travel insurance is similar to Home Owner's insurance, premium is paid to protect your investment against potential perils. However, typically there is no discount for not having damage to your home- much the same as travel insurance cannot be discounted for not having to cancel your trip.

    For comprehensive policies, premium is calculated based on: the trip cost, the length of travel, and the age of the traveler. The policy you purchased, appears to have covered pre-existing medical conditions at no additional cost, since you purchased within 10 days of making the initial trip payment.

    Please let us know if you have any questions or need anything further.
    Feb 10,2016
Nationwide Mutual Insurance Essential
You cannot be without trip insurance these days. It just gives you peace of mind that despite what bad things happen in the world, while you are traveling you can be covered.
Christine M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The representative I spoke with when deciding on a plan was well informed and explained all options very clearly. I was very pleased with the price of the option I chose,
and felt comfortable on my trip with that peace of mind. Thank you!
Linda S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The purpose use of this insurance was for a 15 days eastern Caribbean cruise. Thankfully, we did not have to use it, but it was nice to know it was there to help.
Raul P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Having the medical coverage this travel insurance policy provided gave me peace of mind while I vacationed in Punta Cana.
David G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
You never know how good insurance is until you have to use it. I suffered a knee injury before our trip to Paris and filed a claim with Nationwide to recover my wife's and my airfare. The claim was easy to file ( had to get my doctor to sign a piece of paper that I was unable to travel) and was done completely electronically by scanning the few pages of documents and sending them via email. I received the entire refund for our airfare in less than 4 weeks. It was easy and painless - I highly recommend trip insurance and Nationwide.
David K. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately I didn't need to make a claim. I can only honestly recommend any insurance company when I actually need them.....thankfully I didn't on this trip.
judith b. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I had a very good experience with the plan and my claim which was paid promptly.
I missed my connecting flight due to weather. I had paid for a non-refundable train ticket which I lost due to the delay, plus 1 day hotel. I provided all the needed documents including one from the airline confirming the delay and I received my covered refund promptly. Again, I was very satisfied with the treatment I received.
norman s. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The most reasonably priced plan for comprehensive coverage. Just glad I didn't have to use it but the price was worth the peace of mind. Will buy again for future trips.
Hubert F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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