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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
It was nice to know I was covered.
Gary B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Very easy to acquire the policy, and it gave us a great deal of comfort knowing we were covered while abroad. The price was right.
Scott Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I got sick while in Greece, and had to go to the hospital. When I called Nationwide after returning home, they were very helpful, and emailed me the claim paperwork within minutes of my phone call. I was reimbursed the full amount after just a few weeks. This is a great plan!
Kristi C. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was wonderful to know that we were covered on any and all unexpected occurrences during our trip. Once I purchased the insurance I put any concern or worry out of my mind. It was well worth the cost to know that if the unforeseen should happen, we would have the perfect way to deal with it.
Nancy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great experience all around!
TERRY T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was a comfort to know we had trip insurance. With elderly parents you never know when you might have to leave urgently or cancel the trip. Also, accidents can happen while on a trip so again it was reassuring to know we had additional coverage.
Kari A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I think that people that take insurance for these trips and never use it should get a discount on future cruises or trips.
I also feel that individuals requiring wheel chairs,walkers, or canes for their mobility pay a greater amount for their coverage because they are often either injured by falls or cause others to be injured trying to get out of their way.
WARREN S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for providing InsureMyTrip with feedback regarding your policy. Your points are well taken.

    Travel insurance is similar to Home Owner's insurance, premium is paid to protect your investment against potential perils. However, typically there is no discount for not having damage to your home- much the same as travel insurance cannot be discounted for not having to cancel your trip.

    For comprehensive policies, premium is calculated based on: the trip cost, the length of travel, and the age of the traveler. The policy you purchased, appears to have covered pre-existing medical conditions at no additional cost, since you purchased within 10 days of making the initial trip payment.

    Please let us know if you have any questions or need anything further.
    Feb 10,2016
Nationwide Mutual Insurance Essential
You cannot be without trip insurance these days. It just gives you peace of mind that despite what bad things happen in the world, while you are traveling you can be covered.
Christine M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The representative I spoke with when deciding on a plan was well informed and explained all options very clearly. I was very pleased with the price of the option I chose,
and felt comfortable on my trip with that peace of mind. Thank you!
Linda S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The purpose use of this insurance was for a 15 days eastern Caribbean cruise. Thankfully, we did not have to use it, but it was nice to know it was there to help.
Raul P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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