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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Fortunately, we didn’t need to file a claim but it was a comfort to know that we had insurance in case we had a problem. It is well worth the cost of the policy to have peace of mind.
I have several friends who have lost significant amounts of money because they had to cancel trips due to Covid or other medical issues and they didn’t have insurance. Buying a policy through InsureMyTrip.com is very easy. You enter the parameters of your trip and are presented with many choices. In the past, I have contacted customer service on the phone and they have assisted me in choosing a plan. I have recommended this website to many people as a seamless way to purchase trip insurance.
Jessica K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankful that we didn’t have to use it but really grateful for the coverage. We will use it again if we travel internationally.
Suzanne B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
UPDATE: we were notified (after the start date of the original trip), that the coverage had been transferred to our new date. Still haven’t travelled.

Original Review: Due to Covid our trip was rescheduled we notified insurance a month before departure we called them three times to ensure they were tracking the change, I was told it was in underwriting, have never received any notice that the insurance dates have been changed, just got this request to review our trip that didn’t happen. Can’t even imagine what it would be like if you had to file a claim.
Michael E. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This is really hard to do when you don’t have a claim. If I did have a claim, I would be able to evaluate the policy a little bit better based on what I needed covered.
Beth T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It met our need for coverage of unexpected medical issues at a very reasonable cost.
Ricardo G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The peace of mind was priceless. Setting this up and talking to the agent beforehand was extremely helpful. They are knowledgeable and helped me make a decision about what kind of trip coverage we needed to purchase. Would definitely use them again!
Bonnie B. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Since I didn't use the coverage it's hard to provide comments. Rep I spoke with was friendly and did her best to help. I felt like the rules around the policies were more complicated than they needed to be. And if I make a slight change to my travel plans that didn't affect what the policy is covering why am I obligated to inform you? That didn't make sense. It all needs to be simplified.
Lynn Z. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thanks will call you in the future
Daniel T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Well, I didn’t have to file a claim, so…that was nice.
Andrew V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We had to cancel our trip and got all of our money back but $16 so we did not file a claim.
Janet Lynn F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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