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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We had to cancel our cruise due to an illness in the family. I submitted my claim. They responded back in a timely manner requesting additional receipts. I sent those in and received a check in the mail in a week. Very pleased.
Christina J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Have purchased this particular policy several times for piece of mind. Did not need to file a claim but had to in the past and was very satisfied how Nationwide treated me. This will always be my go to travel policy for future trips.
John J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great prices, service, and made me not worry about if I had to cancel! :-) Happy Customer
Donna F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I filed a claim for lost/damaged luggage and a missed port on our recent cruise. I sent in boatloads of documentation only to be DENIED. I won't use this insurance again.
Barbara R. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately we did not need the plan but it was good to have it in case.
Marsha H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Easy to purchase the coverage we needed.
Edward R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
After realizing that a passenger on our cruise had a medical emergency and had to have emergency surgery at one of the ports, having Nationwide Mutual Insurance gave me peace of mind knowing this can happen at any time. I know that medical evacuation is expensive and would not want to be stuck with that bill. The cost out weighs the risk.
Shirley H. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't have need to file a claim, but I was happy with the policy I was able to obtain. Online process to obtain and revise coverage (to add flight cost when known) was fairly straightforward. Only downside is I had to take out 4 diffferent policies for members of our party residing in 4 different states.
Damian O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We had two incidents during the trip which might have been eligible for coverage by the plan, but both were successfully resolved. Nonetheless, it was reassuring to know that we would have had coverage if needed.
Nadine S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not need to submit a claim. However, unexpected health problem occurred and I thought that I might have to cancel. The problem resolved itself before our departure, so no claim was needed. However, it was very reassuring to know that I would not have a total financial loss if I’d had to cancel the trip.
Robert B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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