Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
Travelex
Travel Basic
No claim. Trip went as planned with the knowledge I was covered if needed.
MELINDA B. would
recommend this plan to a friend or relative.
Arch RoamRight
Preferred
We didn't need the plan, but the peace of mind we had knowing that there was "backup" in case anything happened was invaluable.
David S. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard MedEvac Plan
Did not use but gave me peace of mind.
Lydia S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Excellent company, had to submit to surgery at last moment. Company covered cancellation as insured promptly and efficiently. Thank you for your excellent performance.
Armando P. would
recommend this plan to a friend or relative.
Arch RoamRight
Elite
Very affordable for what the plan offered. I had complete trust that if I had fallen on the "Ice in Iceland" I would have been taken care of. Peace of mind is a wonderful thing.
Sally L. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
InsureandGo
Global Platinum
I was fortunate enough to not have to use my coverage. I now live in Vietnam, never having returned to the US, and was very disappointed to learn that I could not re-enroll or extend my coverage.
Patricia C. would
recommend this plan to a friend or relative.
WorldTrips
Atlas International
I've been using HCC for years. In August I finally had an accident that required a 3-day hospital visit. I had to pay out of pocket almost $3,000 and its now 60 days after my accident and I have not been reimbursed. The company has given me no updates or time frame for this. My accident and treatment were very standard and clearly fall within the guidelines of coverage. It shouldn't take an underwriter more than an hour to see this and approve it.
I can no longer recommend HCC - they are the cheapest so I guess you get what you pay for. I will pay more in the future for a more responsive plan. As a Yoga Teacher, $3000 is a lot of money which I needed to borrow- I thought the entire point of insurance was to be covered when you have an accident....
I am frustrated that people give them such high reviews. Reviews from people who did not file claims aren't an accurate assessment of the company.
UPDATE: As of 11/29 I have not been reimbursed. I was told that my claim was closed because I did send a from that my hospital sent to them on the day of my accident.The front-line reps are very uninformed- many contradicting each other. The last guy told me it was a bad idea to pay my claim myself (I had to to get my passport back from the hospital), which was exactly the advice I received from HCC several months ago.
When an InsureMyTrip rep contacted them directly it was discovered that 2 pieces of paper were 'stuck' together and they would reopen my claim. Very unprofessional.
UPDATE Feb 2 2016
I finally received my claim check. I was reimbursed for the total amount of my claim, minus a deductible and small fee for the exchange rate.
I'm happy about this, however still unhappy about the 5 months it took to be paid. The company sent 4 checks to me that never arrived and after a number of phone calls they finally UPS'd one to me. How can 4 checks get lost in the mail?
Anyway, look elsewhere. I'm currently using IMG Global as they were very responsive to my questions about their policy, however I have not had to file a claim yet.
I can no longer recommend HCC - they are the cheapest so I guess you get what you pay for. I will pay more in the future for a more responsive plan. As a Yoga Teacher, $3000 is a lot of money which I needed to borrow- I thought the entire point of insurance was to be covered when you have an accident....
I am frustrated that people give them such high reviews. Reviews from people who did not file claims aren't an accurate assessment of the company.
UPDATE: As of 11/29 I have not been reimbursed. I was told that my claim was closed because I did send a from that my hospital sent to them on the day of my accident.The front-line reps are very uninformed- many contradicting each other. The last guy told me it was a bad idea to pay my claim myself (I had to to get my passport back from the hospital), which was exactly the advice I received from HCC several months ago.
When an InsureMyTrip rep contacted them directly it was discovered that 2 pieces of paper were 'stuck' together and they would reopen my claim. Very unprofessional.
UPDATE Feb 2 2016
I finally received my claim check. I was reimbursed for the total amount of my claim, minus a deductible and small fee for the exchange rate.
I'm happy about this, however still unhappy about the 5 months it took to be paid. The company sent 4 checks to me that never arrived and after a number of phone calls they finally UPS'd one to me. How can 4 checks get lost in the mail?
Anyway, look elsewhere. I'm currently using IMG Global as they were very responsive to my questions about their policy, however I have not had to file a claim yet.
Keith M. would not
recommend this plan to a friend or relative.
17 of
17 people found this review helpful
The trip included a
cruise
AXA Assistance USA
Platinum
MY husband and I needed to cancel a cruise due to family illness. We were very pleased with the service and promptness with which AXA Assistance guided us through the refund process. I would highly recommend purchasing a policy from them.
Miriam C. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
TravelSafe
Classic
There is not much to say as we did not need to make a claim. As usual, insurance is something you pay for because of unforeseen potentially very expensive costs, but hope to never use.
Thomas T. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard MedEvac Plan
Did not use it, had no problems on my trip.
PETER A. would
recommend this plan to a friend or relative.
We are pleased to learn that your claim has been paid. Thank you for allowing us to advocate on your behalf.