Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
Nationwide Mutual Insurance
Luxury Cruise
Policy does not cover expenses If a third party excursion provider fails to get you back to the ship prior to leaving port- you have to look at these third party providers very carefully before deciding if there is risk. Policy with the added cancel for any reason was expensive. There seemed, however, to be fewer qualifiers with filing claims than other policies, so we felt if we had a loss there was a reasonable chance that the claim would be paid. Our trip was successful and we are thankful we did not need to file a claim.
Philip L. would
recommend this plan to a friend or relative.
2 of
4 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Prime
We had extra piece of mind while traveling internationally because of this plan. Thank you!
Curtis G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
Once the threshold of age 70 was realized, some competing travel insurance plans were extremely expensive for the coverage to Antarctica. General global policy provided necessary coverage at a much more reasonable cost.
Christopher v. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Did not use, but easy to buy and had good coverage, The most important aside from trip interruption and all that is the medical treatment and evacuation with good limits.
CURRY H. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured Travel SE
It is not possible for me to rate the experience since I had no claim to file (which is a good thing).
Otherwise I had no problems obtaining the coverage that I wanted.
Thank you.
Otherwise I had no problems obtaining the coverage that I wanted.
Thank you.
Jerry G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Fortunately did not have a need to file a claim with our purchased policy, but the piece of mind knowing it was there in the event it was needed was well worth it.
Richard S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Platinum
I typically buy travel insurance for coverage in case we are unable to make a trip and for medical coverage while traveling. Although most policies have additional coverage I don't put much value to them as the rules are so strict and the coverage so minimal I don't view it as a useful benefit. To my surprise I ended up submitting a claim for delayed travel after a series of flight delays and cancellations extended my arrival time by more than 12 hours and resulted in having to be rerouted to a different destination. The policy covered all my costs for prepaid hotel, transfers, and tours that I missed. It was relatively easy to file the claim. AXA said it would take 30 days to process and on the 30th day I received a direct deposit for the full amount of my claim. Very pleased with the result. It is important to ready the fine print! For example, this policy requires filing a claim within 7 days (because we were in SC we had 30 days) which is really short- we wouldn't even have returned from the trip by then. And the delay had to be for 12 hours to qualify.
Ashley D. would
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
International Medical Group
iTravelInsured Travel SE
This was the first travel delay claim I have had to make, and the process was a bit frustrating online. It took two attempts, but my claim(s) were processed in what I felt was a fair amount of time, 30 days, and given the incredible melt down of the airlines during Christmas 2022, I felt this was acceptable.
I will recommend IMG to friends, and have used them again since my claim.
I will recommend IMG to friends, and have used them again since my claim.
Teresa P. would
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Prime
I have used InsureMyTrip.com for several of the cruises that I have taken. I appreciate the variety of choices based on needs, as well as the ability to compare features of selected policies. I have chosen Nationwide Mutual Insurance Co. in the past because they are a reputable name in the insurance industry and they have policy features that I desire when I cruise. I know I can trust the company in the event that I need to file a claim.
GORDON M. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Yes. I buy it strictly as a precaution. Have never had to use it.
Francine F. would
recommend this plan to a friend or relative.