Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
HTH Worldwide
Trip Protector Preferred
Thankfully I didn't have to file a claim. However, shortly after booking my vacation to Punta Cana, we decided to change our destination for safety reasons. I contacted HTH and they were gracious enough to modify my plan at no additional cost. I was very impressed.
Jerri J. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
Did not have to submit a claim but felt confident with plan. Thought price was a bit high
Anthony P. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
We travel to Spain yearly and this is additional coverage jic anything goes wrong. Always worth the extra cost.
Bissell S. would
recommend this plan to a friend or relative.
John Hancock
Bronze
The customer service person was knowledgeable and helped me decide on a plan that would be good for me.
Teresa F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
We had planned a cruise with my aging parents. When it become clear my mom's health would prevent us from traveling, we submitted a claim with supporting documents. Customer Service was nice and pleasant to work with when we had a question. Within three weeks we had our refund!
Ronald S. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
I didn't file a claim, so I don't really know how good the plan coverage was and how efficient the administration of it would be. The selection of plans was good and I was able to find what I needed for a good price.
Saida T. would
recommend this plan to a friend or relative.
Travelex
Travel Select
First time I had bought trip insurance, had flights either delayed or canceled but had no out of pocket loss as a result. Therefore could not claim anything.
Michael W. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
I needed to talk to a customer service representative regarding the Hawaii hurricane situation. I didn't think my plan would cover a hurricane and was only seeking confirmation. I called C&F Travel, and after waiting about an hour, I left my phone number for them to call back. The message stated that if I left my number, I would not loose my place in line and they would call me. They never called me, or left a message if I missed it. Wow, that was rude!
R.S.Pike L. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
Speaking with the agent she made everything clear and answered all My questions.
Barbara B. would
recommend this plan to a friend or relative.
-
Carol
Thank you for the 4 1/2 star review for the Generali Global Assistance Preferred plan. We are glad to hear that one of our customer care repre-sentatives was able to answer all your questions so that you were able to purchase a plan that covered all your primary concerns for a competitive premium.Aug 09,2019
The trip included a
cruise
Generali Global Assistance
Standard
I was pick-pocketed in Barcelona, Spain and found out that the vacation money in my wallet ($500) was not covered under baggage loss. Live and learn.
John F. would not
recommend this plan to a friend or relative.
-
Carol
Although it is never pleasant to discover that you have an uncovered claim, you will find that Generali Global Assistance, along with most travel insurance plans, exclude coverage for "...money, stamps, stocks and bonds, postal or money orders, securities, accounts, bills, deeds, food stamps or credit cards..."
Because there are no travel insurance plans that will cover every situation, InsureMyTrip encourages travelers to carefully review your policy certificate prior to purchasing the policy. Generali also offers a 10 day review period:
"10-DAY RIGHT TO EXAMINE YOUR DESCRIPTION OF
COVERAGE
If you are not satisfied for any reason, you may cancel coverage under the policy within 10 days after receipt. Your premium payment will be refunded, provided that there has been no incurred covered expense and you have not left on your Trip. Return the Description of Coverage to us at the Program Administrator’s office or our authorized agent. When so returned, the Description of Coverage is void from the beginning. After this 10-day period, the payment for this coverage is nonrefundable."Aug 09,2019-
JohnF
Thanks for your lengthy reply. Bottom line: Still not covered.Aug 09,2019
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"a cancellation of Your Trip within 48 hours of Your Scheduled Departure Date and time if Your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of Your Trip occurs more than 14 days following Your Effective Date of coverage for the Trip Cancellation Benefits;"
In the future, if you have coverage questions, you can also call us at InsureMyTrip. We are open 7 days a week: 7a to Midnight ET Monday - Friday and 9a to 9p ET Saturday and Sunday. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.