Travel Insurance Reviews Nationwide
In business since 1926, Nationwide focuses on providing the best possible service for its customers. Nationwide travel insurance plans offer a range of innovative benefits for a variety of travel needs.
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The trip included a
tour
Nationwide Mutual Insurance
Prime
I needed to evacuate and leave for my trip early due to hurricane Florence . I tried to call and ask if there was any help. I was on hold an excessive period so I hung up (I needed to keep contacting the airline as well as prepare my house.) . The airline changed my flight and I had about 15 hrs notice that I needed to leave the next morning - 3 days early. As soon as I caught my breathe, I texted from the airport (before I left the country) and stated I was leaving 3 days early. I was told my policy would cover nothing for the next 3 days. Fortunately, I had no claims (as I never do) but it left a very bad taste in my mouth that there was no attempt to ease my anxiety. I will not use your company again
colleen c. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
Nationwide Mutual Insurance
Essential
The plan looked to be the most appropriate and cost effective for me. Luckily, I didn't have to use it!!!
Carole F. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
No claims but coverage was what I needed.
John R. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
over priced for the coverage that is usually not needed
kathryn s. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thankfully you were able to enjoy your travel and had no need to file a claim.
Please keep in mind that Comprehensive Insurance plan premiums are generally based on the 3 main factors; (1) the ages of the travelers, (2) the length of your trip and (3) the total cost of your prepaid non-refundable trip cost.Oct 07,2018-
KathrynS
Also keep in mind that your health care coverage you have may pay for any medical travel expenses. Check with them before you purchase any trip insurance. Depending on the airline they may provide some relief to air travel getting home.Oct 09,2018
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The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
I experienced a sinus infection on the cruise and it was necessary to see the ship's doctor which resulted in a charge for his services. Upon contacting Nationwide I was told it would be necessary to document denial from my primary care policy before I could submit a claim to Nationwide. Primary care company said Nationwide would need to submit the claim to them so I received conflicting information. The charge was minimal but the amount of paper work involved is a hassle. I feel for someone who would be dealing with a serious, stressful problem.
Martha S. would not
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
the plan for the most part was fine and provided us with most of the coverages we needed. What it didn't cover and we could not find anywhere was excess insurance coverage, aka deducible, for the camper van we rented in the UK. This left us potentially liable for up to and including 1,200 Pounds in the event of an accident.
Dennis B. would
recommend this plan to a friend or relative.
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Carol
There is no coverage under the Rental Car coverage for camper vans in the Nationwide Essential plan. However, coverage for camper vans is generally excluded under the Rental Car coverage in all Comprehensive plans.Sep 27,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance
Luxury Cruise
I purchased coverage for both my husband and me. However, he didn't take the trip. I wrote asking for proration of my coverage but you would not refund me any portion of his plan. I was very upset and disappointed with your responses to my request and don't know if I'd use you again.
Darla V. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments. Since you purchased the plan back on 11/16/2017, your 5/23/2018 request for a refund for your husband who decided not to travel was denied since the cancellation request was outside the 10 Day Review Period:
"All premium is non-refundable after a ten (10) day review period from the date of purchase in the event You have not incurred any claims during that time. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
Since your husband was insured under this Nationwide policy from 11/17/2017 up until the day he decided to cancel, his premium was considered earned and nonrefundable.Sep 27,2018
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We have used this company for all of our cruises. Only had to file a claim one trip and the service was wonderful. The peace of mind is worth every penny.
Richard S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Fortunately, we did not need medical attention while on our trip, but felt this plan would have adequately covered us if we had.
Suzanne A. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I felt very comfortable having the coverage this policy provided. This will be my choice next time I travel.
Ruth F. would
recommend this plan to a friend or relative.
Perhaps in the future you will consider giving both Nationwide and InsureMyTrip a second chance.