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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,772
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
This is the second trip insurance plan I purchased from Nationwide via InsureMyTrip. The first was for a trip we had planned ourselves for what was supposed to be our honeymoon to the Caribbean before Hurricanes Irma and Maria destroyed our lodging and we had to cancel it. We booked a new honeymoon to Austria through AAA/Collette Tours, and since Nationwide was so easy to work with and I was so satisfied with them after our first trip I purchased the same policy for our new honeymoon. Even better, the cost of the Nationwide policy was less than half the price of the insurance offered through AAA/Collette and the coverage was far better. I strongly recommend Nationwide and InsureMyTrip when purchasing trip insurance. We had total peace of mind on our honeymoon and I will surely use them again the next time we travel.
William S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately I didn’t have to file a claim. But feel confident if I did it would have been seamless. I will use them for future trips!
Barry W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I cannot say anything bad, because I did not make a claim.
Jerry S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Yes everything went great on our trip to Virgin Gorda. The claim was easy to file and even the confusion didn't confuse you. The confusion was in the house. We weren't going to get the money back, then we were going to get the money back. Then we weren't going to get the money back but eventually we did get the money back for the house. And so there was no claim filed for the money on the house, where initially there was. And the plane reservation refund was excellent, cuz it took into account the weird way Delta handles cancellations like that. Which is that they don't and they don't give you your money back. Unless you plan on booking with them again within 12 months of the initial reservation. Which is somewhat difficult to do, since we generally fly domestically and you won't take Delta if you are a golfer and fly domestically.
matt h. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great prices; easy to understand plans.
Cynthia D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not file a claim as there were no trip delays or family emergencies but there was comfort knowing a plan was available should one have occurred. The only reason for 3 stars was I do not if I would have been satisfied or dissatisfied with company service since no claim was filed.
Carolyn J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
As a licensed insurance agent it was not difficult for me to compare plans. Nationwide had the coverage that fit my situation best plus a good price. Unable to rate it a 5 since no claims were filed, but it provided good peace of mind.
Kathleen C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Quality of plan can only truly and honestly be reviewed if one has to use it. Fortunately our trip went perfectly without the need to use or test the insurance coverage.
Kathleen T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Worth the money for the piece of mind.
michael c. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The price was great for what you had covered.
Joseph M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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