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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
It is piece of mind knowing you have insurance if something happens.
Donna A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great security knowing you have coverage of you need it
Steven P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I highly recommend this. I did not need this but one lady in our group had to have an emergency appendectomy. They did not have insurance.
Diane S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
This insurance gave me peace of mind when planning such a big trip.
Lisa P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Much cheaper than cruise
Catherine C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We are very impressed with the timeliness with which our claim was settled. Thank you!
William D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I claimed /filed. The representative did not explain the reason why the insurance did not covered that we requested. and sent us the check. ha?
Sayuri J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you did not receive the information you were looking for when filing your claim. We are pleased to hear that your claim was paid. We look forward to assisting you in the future.
    Aug 11,2017
Nationwide Mutual Insurance Essential
Our plan included secondary medical coverage. My husband had swimmers ear infection a few days before flying home.

The plan covered the expense 100% and I was pleased with the promptness of processing and payment for our claim.

Customer service staff were courteous when I contacted hem for a link to forms and clarification of submission of the claim.

There was quite a bit of documentation to submit for the claim- copies of passport pages, boarding passes, etc., but I do understand the need for such information.

Pleased that we had this coverage
Gary E. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
From a coverage and price standpoint, it is a good policy; and we never have had to use i,t thankfully. But I trust Nationwide would be very responsive and helpful if we ever had to use this policy.
Sydney F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not have a claim resulting from this purchase, so really don't have experience with how well it covered my needs. One thing is a bit puzzling, is that I purchased from Nationwide because the foreign medical coverage was in the 10's of thousands of dollars, whereas most competitors were covering that at about $5,000. What was the reason why the coverage was so different, and was I over-buying in purchasing from Nationwide?
Kenneth S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for providing your feedback on this Nationwide policy.

    As a comparison website, we offer several types of policies with varying degrees of coverage. While this policy does provide a high dollar amount in coverage for emergency medical, we also offer options with more coverage or less coverage than this plan.. There are many factors in determining how much coverage one will need, however the most important is that you feel comfortable with that amount. Please feel free to contact us at 1-800-487-4722 if you need assistance in choosing the right amount of coverage for you. We are open 7 days a week.
    Jul 31,2017
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