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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,772
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
I claimed /filed. The representative did not explain the reason why the insurance did not covered that we requested. and sent us the check. ha?
Sayuri J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you did not receive the information you were looking for when filing your claim. We are pleased to hear that your claim was paid. We look forward to assisting you in the future.
    Aug 11,2017
Nationwide Mutual Insurance Essential
Our plan included secondary medical coverage. My husband had swimmers ear infection a few days before flying home.

The plan covered the expense 100% and I was pleased with the promptness of processing and payment for our claim.

Customer service staff were courteous when I contacted hem for a link to forms and clarification of submission of the claim.

There was quite a bit of documentation to submit for the claim- copies of passport pages, boarding passes, etc., but I do understand the need for such information.

Pleased that we had this coverage
Gary E. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
From a coverage and price standpoint, it is a good policy; and we never have had to use i,t thankfully. But I trust Nationwide would be very responsive and helpful if we ever had to use this policy.
Sydney F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not have a claim resulting from this purchase, so really don't have experience with how well it covered my needs. One thing is a bit puzzling, is that I purchased from Nationwide because the foreign medical coverage was in the 10's of thousands of dollars, whereas most competitors were covering that at about $5,000. What was the reason why the coverage was so different, and was I over-buying in purchasing from Nationwide?
Kenneth S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for providing your feedback on this Nationwide policy.

    As a comparison website, we offer several types of policies with varying degrees of coverage. While this policy does provide a high dollar amount in coverage for emergency medical, we also offer options with more coverage or less coverage than this plan.. There are many factors in determining how much coverage one will need, however the most important is that you feel comfortable with that amount. Please feel free to contact us at 1-800-487-4722 if you need assistance in choosing the right amount of coverage for you. We are open 7 days a week.
    Jul 31,2017
The trip included a
cruise
Nationwide Mutual Insurance Essential
We didn't have a claim but for the cost, the peace of mind was worth it.
John R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Since i was going on the trip for a wedding i wanted coverage for several reasons. I was disappointed that the plan did not cover some important things for me - like if i had to cancel due to my daughter going into labor. It's pretty typical with trip insurance not covering things like that. The agent i talked to was very knowledgeable and took the time to explain the plan. It was my choice to go ahead and buy the plan even though it did cover all my needs
Vicki B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thought the plan was just what I needed compared to the cruise line . Thanks so much I will be using you again.
Ronnie R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It took a very long time to receive feedback on the claim, and there was very little communication during the process.
Alif K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.
    Jul 25,2017
Nationwide Mutual Insurance Essential
First time purchasing trip insurance. Did not end up needing it but think this was a fair price for the coverage in case we did. For simple trips, would recommend buying trip insurance separate from the travel company as I was able to save a few bucks. Sign up process was really simple and Nationwide provided all the information needed via email. Would definitely go with a "name brand" company like Nationwide.
Thomas B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not have to use plan - good to know I had it.
Anne Marie N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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