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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
I always buy trip insurance and I always buy it from Insuremytrip. It is easy to pick the right level of insurance at a price you can afford. It just makes for a worry free journey knowing you have back up!
I have never filed a claim and hope to never have to but I've got it covered with these plans
Christine M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I was comfortable on my trip after hearing about Hurricane Irma and was glad we had the insurance if something had happened to us due to the storm.
Francina W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Had to cancel trip due to jury duty and the claim was handled promptly without the unnecessary back and forth and resending of stuff that I experienced with a different company a few years back.

I sent one email with attached documentation; they contacted me after a week or so by phone and email to request a receipt I had not included. I sent that and when I emailed for follow-up after around 2 weeks, they phoned to tell me the check had already been mailed. From the time I contacted them for the forms to the day I received a check was exactly 1 month.

The only suggestion I would have for them is to provide a link for claimants to access the forms online. You have to email them for the forms and that takes about a week. Not a huge deal but would be nice. Would definitely use them again.
DIANNE D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully we did not have to file a claim but it was reassuring to know that we had the insurance in place. It was affordable and quick and simple to acquire.
Cheryl M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It's very comforting to know you are covered if the worst happens. Glad that did not happen. Nobody should travel without coverage.
Cost does escalate with age
Thank you.
Pamela S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The best insurance is one you never have to use....we we're fortunate to fall in this category. So, while I can't provide feedback on the claims process, I can say that our policy provided excellent coverage for a very reasonable price. We would definitely buy this policy again.
Lowell R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Good price to buy.
Rekha P. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Greatly anticipating the day that affordable insurance coverage is possible to everyone. This will only be accomplished by free intra-state commerce that is offered by this type of business model. Thank you.
Kevin M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Well, we had one segment of one traveler(out of 4) with trip interruption due to a funeral. Because this deceased person did not meet their criteria, it was denied. All $71.00 of it, which was all that was asked for. That is ridiculous and I will not recommend them to anyone.
Linda C. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on your policy. We are very sorry to learn that one of the travelers had to interrupt their trip due to the death of a loved one. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Interruption coverage. However, your reason to interrupt your trip must be specifically stated as a covered reason in the policy.

    According to your policy they will cover a death of a non-traveling Family Member. The way that Family Member is defined, according to the certificate, is as follows:

    "Family Member means Your or a Traveling Companion's legal or common law spouse, ex-spouse, parent, legal guardian, step-parent, grandparent, parents-in-law, grandchild, natural or adopted child, step-child, children-in-law, brother, sister, step-brother, step-sister, brother-in-law, sister-in-law, aunt, uncle, niece or nephew who reside in the United States, Canada or Mexico."

    If you have any questions or concerns, please feel free to call us at 800-487-4722.
    Aug 31,2017
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully we did not have to use the insurance but was a great peace of mind knowing it was there if needed. Cost was very reasonable and especially like the preexisting condition waiver.
Dianne B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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