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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Fortunately, My trip went smoothly and I did not have to file any claims. But the peace of mind that I could was worth the price.
Marie C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I didn’t have to use it. It was easy to purchase online
John M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I always use insure my trip because I am given many options and can select what will work for us.
Robert N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately all went well and we did not need to file a claim. However it provided peace of mind and I would not travel abroad without travel insurance
Ralph Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Since the 90's, we began purchasing travel insurance due to a parent that was ill and have continued to purchase it for all our travels. Thankfully, we never had to use it before and have sometimes wondered if it was truly needed. Well, when a hurricane forced changes to the itinerary - twice - and finally, to the return date on our cruise, we had no choice but to cut our vacation short and make arrangements to return home early. This resulted in expenses for flights and missed cruise days. We contacted the company and the representative was very helpful and quickly provided us with the proper forms, etc. We filed a claim and submitted our information and receipts to Nationwide. Nationwide processed the claim and we received payment very quickly. In fact, my husband now says we will never again question whether we should purchase travel insurance, (LOL) and he wants to use Nationwide whenever possible.

Thank you, Nationwide, for your assistance and prompt response!
IRENE R. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I was very comforted in the fact that if something should have happened while away on my trip that I was covered with insurance. It was a long way from home and who knows if I would have lost my luggage or even my life. I could rest at ease knowing I was covered by a very well known insurance company.
Mary Jo G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My trip went ahead, but I was happy to have this coverage for an affordable price.
Elizabeth D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Originally I hadn't taken a plan when I booked my trip. Then I thought it's hurricane season and I think I need a plan. I looked through all available plans and decided on Nationwide. Thankfully I didn't have to use the plan - however there was a time with Irma and Maria spinning off the coast of the Dominican Republic that I was glad that I had the coverage. For $80 you can't go wrong.
Michael E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We did not file a claim, so it is hard to review this policy! However, I assume I would have been pleased if we had indeed needed to file!
Katherine H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Pretty good value for travel insurance. Luckily we did not need to use it this time so that is great. I purchased same insurance thru Nationwide for next cruise as well.
Diane S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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