Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
My trip went ahead, but I was happy to have this coverage for an affordable price.
Elizabeth D. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Originally I hadn't taken a plan when I booked my trip. Then I thought it's hurricane season and I think I need a plan. I looked through all available plans and decided on Nationwide. Thankfully I didn't have to use the plan - however there was a time with Irma and Maria spinning off the coast of the Dominican Republic that I was glad that I had the coverage. For $80 you can't go wrong.
Michael E. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We did not file a claim, so it is hard to review this policy! However, I assume I would have been pleased if we had indeed needed to file!
Katherine H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Pretty good value for travel insurance. Luckily we did not need to use it this time so that is great. I purchased same insurance thru Nationwide for next cruise as well.
Diane S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I tried to use the insurance to help get money and not a credit for my flight back from Turks and Caicos since we canceled our trip due to the Hurricane since our resort is closed until next month and I could not use the insurance due to it being purchased after the hurricane was announced. I was not aware when I purchased the insurance that we could not use it for this reason. I would have never wasted almost $100 purchasing the insurance. Since the resort themselves closed and this was out of our control I thought the insurance would cover this but I did not research close enough I guess before getting the insurance. When I called she was very polite and explained the reason behind it.
Paula H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
I had to make a trip delay claim due to Hurricane Irma stranding me in DC for a few days. All of my meal and lodging expenses were covered (I stayed within the limit fairly easily) and Nationwide was actually really fast in providing payment. It was the airline that took the longest just to get me a travel delay letter (no surprise there). I'd recommend this plan, it paid for itself.
Erik A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
I think it is always good to have coverage, if anything happen to us.
Mohammed R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
This plan seemed to be the most reasonably priced.
Curtis W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I searched various websites for a plan that met my needs. The Nationwide plan fit the bill and was priced reasonably. I didn't have to use it, so can't comment on claims. I would use this plan again.
PHILIP S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I didn't file a claim thereby some of your questions are not relevant. You need to add an N/A option
Elaine G. would
recommend this plan to a friend or relative.
In order to find hurricane specific coverage, you must purchase the policy prior to when a storm is named. Once a storm has been named it is considered a foreseen event.
This is standard for all travel insurance plans. In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.