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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Plan provided the cover I wanted at a reasonable price. I didn’t have to make a claim so cannot comment on that aspect of the policy but very happy with both price and cover. Will definitely seriously consider using this company next time.
Barbara O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I have no idea how good/bad the plan was because I did not file a claim.
Ted S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We were part of the Southwest airline debacle and ended up having to rent a car and drive 16 hours to make our cruise. This insurance was essentially useless for that purpose. We called ahead and got zero help. Nothing is guaranteed until you file a claim. Nothing is covered until you leave your house the day of your travel. It was a total waste of money. Not sure what is actually covered.
Peyton M. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The plan gave us total piece of mind and we were able to pick a plan that handled our concerns. We never had to use the plan, but we were happy we made the purchase and considering what was going on around us with different airlines, we felt protected if we had any issues. I will definitely use insuremytrip again for future travel.
Douglas D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Always wise to have insurance and not need to use it, then it is to need insurance and not hjave it.
Michael H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Policy not needed but for ease of mind.
Kathryn M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My brother got ill so I had to reschedule my trip. Every other vendor, flight, rental car, hotel refunded my money. Nationwide refused. I have my homeowners, auto and rental property coverages with Nationwide. I thought that they were a better company than this. FYI: I'm going this week to my brother's funeral.
KEVIN W. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We purchased this insurance in April to cover a trip we were making in December and wanted coverage in the event that weather or health issues forced us to cancel. As it turned out we had no problems and did not file any claims. We have purchased trip insurance through insure my trip.com several times and only had to file a claim once.
IRA G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Wow! It is a time-consuming, complicated and convoluted process to fill a simple claim. LOTS of hoops to jump through.
Michael B. would not recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I never needed to file a claim. However, I did have to change my travel dates. This insurance was very accommodating.
Julie Ann S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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