Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I did file a small claim due to a ferry cancellation (weather related) in Greece which required an additional unplanned hotel night as well as missing one day of a prepaid apartment at our next destination. I probably provided more information than necessary when filing the claim but had no issue receiving compensation for my additional expenses. It is important for anyone taking travel insurance to SAVE all receipts in the event they do need to file a claim. The more documentation you have the easier it is to get compensation. Save all receipts including airline tickets, etc. until you are home and are sure you will not need to fill a claim.
Sharon C. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The insurance policy is for peace of mind in the foreigner country. The price and coverage are better than purchasing it from the tour company.
Hoang H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Purchased this plan and fell ill the day before departure and was not able to travel. Completed and submitted all claim forms including a memo describing the fact that the cruise line would not provide a written cancellation confirmation. I was able to sell my reservation to someone else at the last minute (at a huge discount) and reduce the insurer's loss.
Trip cancellation coverage purchased was $4,200.00. My loss was $3,516.12. Nationwide paid a measly $517.20 !!!
Trip cancellation coverage purchased was $4,200.00. My loss was $3,516.12. Nationwide paid a measly $517.20 !!!
William L. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Trip came off without a hitch but the coverage gave us the peace of mind we needed to be able to relax and enjoy our time away.
Russell D. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Plan seems good. Best way to know for sure is filling a claim. Glad it was not needed.
Gary S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The best component of the policy was that it did NOT have to be used on the trip. ?
Sammy S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
will use again
Randall L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Comparing and buying was easy... cannot comment on claim process as I did not have the need. Happy about that!
Cynthia D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I'm lucky I didn't have to use it. I saw quite a few people on the ship with legs and arms bandaged.
Barbara M. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I think that pre-existing conditions should be covered period, rather than only being covered if the policy is purchased w/in 10 days of booking a cruise.
Mark R. would
recommend this plan to a friend or relative.