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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Great piece of mind for our trip!
Martin R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully we did not need to use our trip insurance. We were happy with the plan that we had in place in case we needed it.
Donald H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
While it was not necessary for us to utilize the insurance I did feel secure in having it in place. I compared the cost with friends and it was less expensive for the same or higher coverage.
Valerie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The plan met my needs. I was pleased to have no problem changing destinations when my cruise was rerouted to the Bahamas, instead of Cuba.
Linda P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My mother and I booked a trip to Europe but shortly before we left my mother had an accident so we were unable to go. She used a different Travel Insurance company so I submitted identical paperwork- doctors letters, confirmations, cancellations, credit card details, etc - to both companies. My mother’s company sent her a refund check within a month with no further need of proof of documentation. Nationwide sent me more emails asking for identical paperwork, letters of cancellation and other information which I had already sent. Weeks later I received a check but I did not get the full refund I was entitled to as they deducted amounts I had paid. As it had taken so much time I accepted the final amount offered but will definitely be using the other Travel Insurance company in the future.
Nicola B. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback. We are sorry that you were unhappy with the claim response provided by Nationwide and have brought it to their attention.
    Sep 10,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately we didn't have to use this insurance so my rating is only for my perceived value of the cost versus items covered.
karen k. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Nice to have some piece of mind during travel in these turbulent times!
David G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not cover much for lost or delayed luggage. That should be improved.
Health insurance was high considering that Iceland has socialized medicine.
Taliaferro T. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We were scheduled to go to Aruba in May, but my wife became ill and we cancelled.
What the resort didn't refund Nationwide did including what we paid to the airlines (used points for some of the cost).
The Nationwide rep that worked with me on the refund was very helpful.
We rescheduled the trip and had no qualms getting trip insurance from Nationwide.
Steven S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy peace of mind. Glad I did not have to use it.
Robert K. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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