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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,771
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Choosing a plan was easy and straightforward. Price was very reasonable. Will definitely purchase again for future trips
Scott P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I've never had to file a claim yet but it always gives me peace of mind to know it's there if I need it. Plus it is more reasonably priced than what is offered by the travel agency or cruise line.
I was sick several years ago with the flu and went on my cruise anyway because I did not have Insurance.
Raymond W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This is the second policy I purchased in the past year. Thankfully we have not needed to file a claim. So I don’t really know how good the policy is or how quickly claims are processed. However the peace of mind was wonderful. The policy I chose would cover all my concerns if need be.
Lorna T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Gave me peace of mind for my trip. Didn’t have to use it.
Jennifer G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Great piece of mind for our trip!
Martin R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully we did not need to use our trip insurance. We were happy with the plan that we had in place in case we needed it.
Donald H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
While it was not necessary for us to utilize the insurance I did feel secure in having it in place. I compared the cost with friends and it was less expensive for the same or higher coverage.
Valerie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The plan met my needs. I was pleased to have no problem changing destinations when my cruise was rerouted to the Bahamas, instead of Cuba.
Linda P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My mother and I booked a trip to Europe but shortly before we left my mother had an accident so we were unable to go. She used a different Travel Insurance company so I submitted identical paperwork- doctors letters, confirmations, cancellations, credit card details, etc - to both companies. My mother’s company sent her a refund check within a month with no further need of proof of documentation. Nationwide sent me more emails asking for identical paperwork, letters of cancellation and other information which I had already sent. Weeks later I received a check but I did not get the full refund I was entitled to as they deducted amounts I had paid. As it had taken so much time I accepted the final amount offered but will definitely be using the other Travel Insurance company in the future.
Nicola B. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback. We are sorry that you were unhappy with the claim response provided by Nationwide and have brought it to their attention.
    Sep 10,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately we didn't have to use this insurance so my rating is only for my perceived value of the cost versus items covered.
karen k. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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