Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
International Medical Group
iTravelInsured Travel SE
Luckily we did not have to use the insurance, though it was great to have peace of mind during the trip. I will be sure to purchase insurance for any trips in the future!
Jeremy R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Prime
Did not need to use it so don't know how it would have worked. Purchasing the policy just provided peace of mind.
Ronnie L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
I didn't have to use it so how can I rate it? At the time of purchase it seemed to carry the coverage I wanted at a good price compared to others available.
Henry F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
I purchased the plan many months before my trip. I thought it was nice that right before the trip began, I recieved an e-mail with directions on how to file a claim and how to get help if I needed it. Fortunately, I had no reason to contact anyone.
Timothy I. would
recommend this plan to a friend or relative.
Travelex
Travel Basic
Good price for good coverage from a known insurer. Didn't need to use it, so I don't have any feedback about the claims process.
Jeff C. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
It was easy to sign up. I did not have to claim with C&F Travel so not sure how that experience would be but other than that, had no issues.
ANJALI G. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I had to file a very simple straightforward rather inexpensive claim. The communication is absolutely nil They do not respond to you at all. They send you a simple form response and tell you to wait 15 days. 15 business days that is. Whoever expects to have to wait 15 business days to have a simple claim adjudicated. Completely unreasonable. Not the only thing, they did not fully cover my loss. Something to the effect that it was over the limit. I broke my camera, and you're not going to cover the cost of a $273 camera? Over The limit? Not impressed. I would say if you can go with a different company, that is communicative. And covers your loss fully... Go with the other company
Cynthia M. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
-
Carol
Thank you for bringing this claim to our attention.
Nationwide advises that your claim was received on 04/22/2019 claiming 273.27 USD for the camera. Your claim was received via email and an automated response would have been sent advising of the 15 business days. The claims representative then reviewed the claim on 05/03/2019. Payment was released on 05/06/2019 for the maximum benefit of 250 USD per article.
We are sorry that you are unhappy with the maximum payment of 250 USD but the limitation is shown in your quote and can be reviewed prior to purchasing the policy:
"Baggage and Personal Effects – Coverage is Secondary:
Up to 600 USD / 250 USD per article limit; 500 USD combined maximum for specified items."
"There will be a combined Maximum Benefit limit shown on the Confirmation of Coverage for the following: jewelry; watches; articles consisting in whole or in part of silver, gold or platinum; furs; articles trimmed with or made mostly of fur; cameras and their accessories and related equipment.”
Even though you believe that the claim took too long to process, the claims representative settled your claim within 15 days of receiving your documents.May 21,2019
The trip included a
cruise
tour
Travelex
Travel Select
good price for what it covered. Covered much more than what I could get through my cruise company insurance for a lower price. Didn't need it, but was thankful to have it if it was needed.
Donald W. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Classic
We are grateful that we did not experience the need to use the plan.
Francis M. would
recommend this plan to a friend or relative.
Travelex
Travel Basic
It was our first time buying travel insurance. We did it because the tickets were expensive. We had a family emergency and my mother was hospitalized for almost three weeks. We had to cancel the trip. Travelex reimbursed us 100% of our tickets once we completed the forms and provided the requested documents. It was an easy procedure. Once we submitted the documents, their response was fast. It gives you peace of mind knowing that you can get your money back if something like this happens.
Roxana B. would
recommend this plan to a friend or relative.
Although you could not rate the claim process since you did not file a claim with Generali Global Assistance, we appreciate that you were able to respond to coverage and pricing questions.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.