In business since 1926, Nationwide focuses on providing the best possible service for its customers. Nationwide travel insurance plans offer a range of innovative benefits for a variety of travel needs.
You are correct in that this policy was not designed specifically for visa coverage. When looking to fulfill visa requirements we recommend that you give us a call and speak with a licensed representative. We are open 7 days a week and can guide you to the correct policy that can meet all of your visa requirements. We can be contacted at 1-800-487-4722.
Consumers Beware - Do Not Purchase this Company Plan. Before you make your decision - read their policy carefully!!!
The Plan I purchased includes coverage for trip delay at $150 per day - which by default, in all other insurance companies I used in the past - covered the unused part of your prepaid expenses (with a maximum daily limit). However, Nationwide Mutual Insurance Company does not cover that and does not explain that in their policy before you purchase it. My flight was canceled and I made it to my destination 24 hours later. I filed a claim due 24 hours delayed arrival to my vacation, but my claim was denied. According to their rules, they only pay for the additional expenses that happened due to the delay, and not the lost unused portion of you package. The way I see it - it is a highway robbery. I had similar situation before with other insurance companies, and even though I did not get the amount I actually lost by prepaying, I did get their maximum per day that was described in the policy. I do not recommend this policy to anyone and will never buy coverage from Nationwide Mutual Insurance company again.
Faina K. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
You had the following coverage for unused nonrefundable trip costs, under Trip Interruption:
Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours
and prevents You from reaching Your destination.
You are correct in stating that the Trip Delay coverage is for expenses that you incurred while delayed.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
While we didn't use the insurance, I was glad to know we had it if we needed it -- especially because we had some sizeable non-refundable deposits. The price was reasonable and it covered everything we needed. And several times, I thought we might have to use it because it seemed like everything that could go wrong before a vacation did. Less than a week before we left, we had a death in the family that put our travel plans in question. We got that resolved, only to break my toe the night before we left for our trip (which included some extensive hiking). Again, we decided to go through with the trip. And while we didn't need to use the insurance this time around ... I was reminded how quickly life can change your plans.
Rita P. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Hard to rate an insurance product that you did not have to actually use for its intended purpose. I would not have taken this trip, however, without the peace of mind having it provided. I like that it catered to my cruise ship itinerary which is very unique as an offering.
Andrea R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
You are correct in that this policy was not designed specifically for visa coverage. When looking to fulfill visa requirements we recommend that you give us a call and speak with a licensed representative. We are open 7 days a week and can guide you to the correct policy that can meet all of your visa requirements. We can be contacted at 1-800-487-4722.