Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Didn't have to use it so I can't really say for sure if it is a good product or not. I did have the peace of mind that I had insurance, so that is a good thing. I picked Nationwide because I already am a customer and I am familiar with some of your products.
Thanks!
Thanks!
Thomas Z. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The plan was very affordable and luckily I didn't need it. I would use in the future trips.
roger j. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
What can I say? Insurance is a necessary evil and I had to purchase a policy. This one was adequate and served my needs. I think insurance rates are always too high and that is why the companies can build the biggest buildings with their profits and the consumers struggle to pay all their bills.
LInda G. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The initial response of the company processing the claim for Nationwide was prompt; however, their response time moved into the unacceptable range over time. It felt as if they were "slow walking" our claim with requests for information that had previously been provided to them. There was even a conversation with a person where they said, "Oh, I guess we missed that."
In the end, it felt like they were delaying the processing of our claim because they could. We did finally receive our money which is why our rating wasn't lower.
In the end, it felt like they were delaying the processing of our claim because they could. We did finally receive our money which is why our rating wasn't lower.
David F. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Mike
Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We are pleased that you ultimately received reimbursement of your loss. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.Jun 18,2018
The trip included a
tour
Nationwide Mutual Insurance
Essential
Cheap reliable and perfect for our needs. First trip insurance ever.
John C. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
A must have for when I travel! Many quotes given to choose the best plan for your needs!
Thomas M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Thankfully didnt have to use it. So hard, to determine service. But, I know it is a must to have. Thank you
Jacquelyn D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We have used Insuremytrip for several adventures over the past several years. Have never had to make a claim, but feel very comfortable with the offerings of coverage and believe they would come through if we did have a claim. I find it much better priced than going through a tour company.
Jeffrey G. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We were unhappy to find out this insurance did not cover denied visa because there has been a lot of trouble getting visas approved to China. Otherwise it was seemingly good, but we bought it in hopes of covering us incase of visa denial and later learned it would not have helped.
Emily C. would not
recommend this plan to a friend or relative.
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Carol
Thank you very much for taking the time to submit your review.
We are sorry to hear that you had to cancel your trip because you were unable to receive your travel visa prior to your scheduled departure date. Since this was not listed as a "covered reason" in your Nationwide Essential plan, there would be no reimbursement under your Trip Cancellation coverage. "Covered Reasons", which vary from plan to plan, may be reviewed prior to purchase by clicking on the dollar amount of Trip Cancellation coverage within the quote.
Reimbursement would have been available to you if you had purchased a policy that included "Cancel for Any Reason". Subject to the policy's terms and conditions, CFAR allows you to cancel your trip for other than a covered reason. In the future, you may wish to call Customer Care at 800-487-4722 for assistance with a CFAR quote.Jun 12,2018
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Never had to use it but the cost was reasonable.
Michael E. would
recommend this plan to a friend or relative.