The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
We are sorry to hear that you had to cancel your trip because you were unable to receive your travel visa prior to your scheduled departure date. Since this was not listed as a "covered reason" in your Nationwide Essential plan, there would be no reimbursement under your Trip Cancellation coverage. "Covered Reasons", which vary from plan to plan, may be reviewed prior to purchase by clicking on the dollar amount of Trip Cancellation coverage within the quote.
Reimbursement would have been available to you if you had purchased a policy that included "Cancel for Any Reason". Subject to the policy's terms and conditions, CFAR allows you to cancel your trip for other than a covered reason. In the future, you may wish to call Customer Care at 800-487-4722 for assistance with a CFAR quote.