Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
My plane was delayed & I missed a connection. I did not arrive at my destination until the next day. I missed a whole day of my trip, They refused to pay for my missed hotel stay, my missed tour, & my missed arranged transportation from the airport to the hotel. Claim was for $249. They refused to pay. I have had 25-30 international trips since 2009 & I always get travel insurance. This is my first claim. I will never use Nationwide Mutual Insurance Co. again. They are unethical & dishonest.
Robert H. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
When I went online the first time I made a mistake and thought I was buying for $4200 each for coverage. I never say the confirmation email until I get an follow up reminder about the upcoming trip. In looking at my account on line, it showed $4200 total for the cost - but when I got the email reminder it showed $3000 total.
Even though I messed up (and later bought additional coverage), I'm not happy that my original purchase and online account showed $4200 yet the email confirmations showed less.
I feel like I paid more additional cost then what my original purchase should have been for $4200. I called customer service and they said they could review it -- but i have not heard anything. I have the screenshot of the original email login showing the $4200 for the cost.
Not happy this time around.
Even though I messed up (and later bought additional coverage), I'm not happy that my original purchase and online account showed $4200 yet the email confirmations showed less.
I feel like I paid more additional cost then what my original purchase should have been for $4200. I called customer service and they said they could review it -- but i have not heard anything. I have the screenshot of the original email login showing the $4200 for the cost.
Not happy this time around.
Andrew R. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The plan seemed to have decent coverage at a reasonable price. Thankfully, we didn't have to use it.
Vincent V. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Japan is very safe country. Fortunately we were not used an insurance.
Irina K. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The plan price and coverage seemed very reasonable, but the real test comes when there is a claim and happily that wasn't necessary this time.
Henry M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Travel delay costs were reimbursed, but it took over 2 months for this small claim to be processed.
Gregory W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
This was a great purchase on paper, but since I did not need to file a claim, I really can't judge how great the purchase was!
Frank H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We filed a claim for trip delay, but the maximum is $150 a day. I think this is a ridiculously low manximum. This didn't even pay for the hotel room for one night. The trip delay ended up costing us around $350 between hotel, food and taxi.
Dianne M. would not
recommend this plan to a friend or relative.
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Carol
Thank you for taking time to offer your comments on your Nationwide Essential plan.
You may have noticed when quoting and selecting your Nationwide plan that you had more than 35 Comprehensive Plans to choose from ranging from a low premium of 188.82 USD for your Nationwide Essential policy to a much higher premium of 620.00 USD for our most expensive plan. Although Nationwide is an excellent company with very quick and efficient claim service, the Essential still provides only the most basic coverage in order to keep its price down.
Nationwide also offers a more expensive Prime plan offering higher limits and more covered reasons to cancel or interrupt your trip. For example, where your Essential plan only provided Travel Delay limited to 150 USD per day, 600 USD maximum, the Prime plan provides limits of 250 USD per day, 2500 USD maximum.
One of the many features of the InsureMyTrip website is your ability to compare plans. We offer a side-by-side comparison of plans comparing coverage to coverage. Our website also includes blue hyperlinks in each quote which provide you with detailed information on coverage and limits. Finally you may always call us weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM for assistance when quoting.May 01,2018
The trip included a
tour
Nationwide Mutual Insurance
Essential
We had always been buying more costly travel protection plans through travel agents but online purchase is less expensive & quite convenience. Had recommended nationwide to a few friends already. Luckily, we did not file any claims so cannot comment on the claim process.
Online
Online
Vivien L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thankfully I didn't need to file a claim. It does give you peace of mind in the event something happens before you take your trip, and what you paid towards the trip which typically is nonrefundable or something possibly happens during the trip, that you are covered.
Janet B. would
recommend this plan to a friend or relative.
This policy covers the following under Trip Interruption:
'Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours and prevents You from reaching Your destination."
In the future, please consider calling us prior to purchase to discuss your particular concerns and what is covered. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. We do have options that offer more flexibility with weather delays. Please call us at 800-487-4722 if you have any questions or concerns.