Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
This was a great purchase on paper, but since I did not need to file a claim, I really can't judge how great the purchase was!
Frank H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We filed a claim for trip delay, but the maximum is $150 a day. I think this is a ridiculously low manximum. This didn't even pay for the hotel room for one night. The trip delay ended up costing us around $350 between hotel, food and taxi.
Dianne M. would not
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We had always been buying more costly travel protection plans through travel agents but online purchase is less expensive & quite convenience. Had recommended nationwide to a few friends already. Luckily, we did not file any claims so cannot comment on the claim process.
Online
Online
Vivien L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thankfully I didn't need to file a claim. It does give you peace of mind in the event something happens before you take your trip, and what you paid towards the trip which typically is nonrefundable or something possibly happens during the trip, that you are covered.
Janet B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It’s hard to evaluate since I had no need to make a claim.
CATHERINE B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Thankfully, we did not need to file a claim; however, we liked the peace of mind in knowing that we were covered should we have needed it.
Rebecca C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Best price we could find, with the coverages we wanted!
Kimberly C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Traveled feeling secure that most issues would be handled.
Charles C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I thought I was going to have to file a claim because my friend who was traveling with me son passed. You rep was so compassionate and understanding. She sent me everything I needed to file the claim but told me that due to the circumstances the airline could possibly refund. I did not know this. My friend was not able to go on the trip and the airline refunded her immediately. I really appreciate your representative. She was awesome! I will use this travel insurance again. Outstanding customer service.
Wilma H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Will be calling for my next trip
Dianne C. would
recommend this plan to a friend or relative.
You may have noticed when quoting and selecting your Nationwide plan that you had more than 35 Comprehensive Plans to choose from ranging from a low premium of 188.82 USD for your Nationwide Essential policy to a much higher premium of 620.00 USD for our most expensive plan. Although Nationwide is an excellent company with very quick and efficient claim service, the Essential still provides only the most basic coverage in order to keep its price down.
Nationwide also offers a more expensive Prime plan offering higher limits and more covered reasons to cancel or interrupt your trip. For example, where your Essential plan only provided Travel Delay limited to 150 USD per day, 600 USD maximum, the Prime plan provides limits of 250 USD per day, 2500 USD maximum.
One of the many features of the InsureMyTrip website is your ability to compare plans. We offer a side-by-side comparison of plans comparing coverage to coverage. Our website also includes blue hyperlinks in each quote which provide you with detailed information on coverage and limits. Finally you may always call us weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM for assistance when quoting.