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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
For me, the value of this type insurance is the amount of medical evacuation coverage it provides. You can buy policies for about the same amount which do not provide the same medical evacuation coverage.
Steven F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
No problems, so we are very satisfied with the coverage offered and the premium price.
michele m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully didn't need to use the coverage. Provided coverage for what I was looking for at a reasonable price. Will use them again.
Larry M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My trip went very smoothly and the weather in my city and destination city was great. No health problems for traveling parties. I’m glad we didn’t need to use this protection.
Andrea B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Vieques was hit hard by Hurricane Maria. There is no electric utility service at my destination, though there is an occasional electric generator. Being a CPAP user, nighttime electricity is essential for me. But, Nationwide Mutual considers the hotel "habitable," so my claim was denied. I was only looking to recoup non-refundable costs ($300 total) related to Vieques since I made alternate arrangements to stay in San Juan. So, I am disappointed.
Douglas C. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with this plan. We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.
    Mar 01,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great piece to have even if not used.
Michael H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately We have only made one claim and Nationwide was Great !
We have been buying plans several times a year for dozens of years from different companies and for various reasons.
Currently The driving force is our own ages and illnesses as well as our parents.....
Will continue to buy and hope to Never file a claim again !
Thankfully this last trip was not a case where we needed to make a claim!
Insurance is something you should definitely have and hope to Never use !
InsureMyTrip gives you a very comprehensive look at what’s available and we keep coming back.
Diane L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
As we age, there is more unpredictability in our lives - especially medically. The insurance gave us peace of mind that our investment in the trip would not be lost due to unexpected events. We will use this again in the future.
Randy H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not file a claim. No opinion on service.
Natalie C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Felt secure having your plan but happy that I didn't need to use it. I'll be using your plan soon as we booked another cruise.
Sharon B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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