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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
I called to ask for a definition of ‘Extreme sport’ As was told scuba diving was considered as such. Won’t buy from this company again
Sandra Q. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with the plan.

    Not all plans will cover you while scuba diving. This particular policy excludes the following: "scuba diving unless accompanied by a dive master or if the depth
    exceeds fifty (50) feet"

    In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.

    Feb 27,2018
The trip included a
cruise
Nationwide Mutual Insurance Essential
Gave a good value insurance plan not clear on what we needed to cover and what each part covered was feeling a bit bewildered on line chat no help so picked what we thought was covered
Still happy with what we purchased compared with the cruise line offering
Ian C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for submitting your 5 star review. You are certainly correct in saying that selecting one policy from among so many quotes is confusing which is why we offer our online chat for assistance. Nevertheless, that online service is not always effective especially since the answer to any question may vary by plan or state.

    We certainly hope to hear from you in the future, but please remember that you may also call Customer Care at (800) 487-4722 weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM for assistance.
    Feb 13,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Clearly, it's difficult to give a review of something that one did not utilize, however, it was comforting have the peace of mind that the coverage would have been there in the event of need.
Robert G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Best price for the coverage - highly recommend.
Karen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
As far as I know this is a good policy, I always buy trip insurance but have never used it. I am assuming it is a good policy but would like to find out from previous buyers that have had to us it.
Edward J. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
This plan gave us peace of mind at a reasonable cost. With an extended family of kids and grandkids, and the Flu near epidemic proportions, we could rest assured that we could cancel the trip without penalty costs, if any of us had been sick.
charles o. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We had to change our travel plans due to the hurricane. We had not made any claims against the insurance company. They were very helpful and switched our insurance to the new destination without having to buy a new policy.
David J. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Did not need to use it so I really did Not know how reasonable it is or how to answere. Thanks
Bernd H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Peace of mind with a small price to pay, to alleviate a lot of travel worries.
Fernando D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Use them on all our cruises
Larry B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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