The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
However, you did note in your review that you did not file a claim with Nationwide. Although we cannot predetermine a claim, you may have had coverage under the policy if you had contacted the Nationwide Claims Department at (888) 490-7606. If you should change your mind, please give them a call.