Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Did not file a claim, but it was nice to know we were covered.
Gregory S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Even though we didn’t use the insurance it was a comfort to know we had it just in case. I highly recommend that everyone gets trip insurance.
David C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I am thankful not to have the need to use the plan but the ease in purchasing the plan was wonderful and the cost was reasonable.
Josephine L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I did not have to use the plan as my vacation went well so it is hard for me to rate the questions. It did give me peace of mind knowing that I had insurance should something go wrong.
Cynthia R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Best to have a good policy just in case, Nationwide did just that. Competitive cost and excellent coverage,
Donald B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
didnt need it which was great.
Steven O. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
My wife had a medical emergency a week before we were scheduled to leave. Nationwide refunded our cruise money in full in a timely manner. It was easy to do business with them and I would highly recommend Nationwide as a place to buy your travel insurance.
Jeff W. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We bought this policy to not only insure our trip but also for the medical coverage. My wife is on Medicare and it only covers her in U.S. territories and with doctors licensed in the United States. Less than two hours into our cruise and she needed to see the ship doctor. The bill for 15 minutes was $213.44. We filed a claim with Nationwide when we got home. Once Medicare (primary insurance) denied the claim, Nationwide mailed a check for $213.44 to us.
We chose Nationwide essentials insurance because they offer $250,000 air evacuation coverage along with $75,000 medical coverage. Many other companies only offer $10,000 medical coverage and considerably less air evacuation coverage.
I only deal with Insure My Trip when buying trip insurance because if you end up having trouble filing a claim that gets denied, Insure My Trip can get involved as a third party to get it resolved. Once we filed a claim that was denied. After Insure My Trip became involved, the claim was paid in full.
We chose Nationwide essentials insurance because they offer $250,000 air evacuation coverage along with $75,000 medical coverage. Many other companies only offer $10,000 medical coverage and considerably less air evacuation coverage.
I only deal with Insure My Trip when buying trip insurance because if you end up having trouble filing a claim that gets denied, Insure My Trip can get involved as a third party to get it resolved. Once we filed a claim that was denied. After Insure My Trip became involved, the claim was paid in full.
Michael F. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Nationwide Mutual Insurance
Essential
I did not have to use it but I was glad I had it for peace of mind.
Delynn M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
First time I have needed to call to file a claim since I have been purchasing insurance plans for trips. What a disappointment to find out that when I needed it - it would not cover our stolen cell phone in the Dominican Republic. Next time I know to read the fine details of a plan to know that some of the most expensive items I travel with such as cellphone and computer are NOT covered with this plan. I now know in the future when purchasing a plan to look at the detailed article coverage.
Ann P. would not
recommend this plan to a friend or relative.
We are sorry to hear that your phone was stolen during your trip. It is unfortunate that most travel insurance policies will exclude or provide very limited coverage for electronics and cell phones.
When planning to purchase a policy, we recommend contacting us by phone at 1-800-487-4722 to review the limitations and exclusions of our plans. We can also provide recommendations to you based on your main concerns. Our licensed representatives are avaiable 7 days a week.
Please feel free to contact us if you have any further questions or concerns.