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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,773
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I needed insurance for a cruise and the plan offered by the cruise line was very pricey. I did my research and learned about InsureMyTrip. I read through their many options and the website was user friendly and very detailed. Still, I wanted peace of mind before purchase so I called customer service and quickly got to a very nice representative who answered all my questions and explained everything clearly. I will recommend InsureMyTrip to others and will purchase from them again.
Lawrence M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I cannot really rate the plan because I did not have a problem on the trip.
Marilyn M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I did not need to make a claim but it gave me peace of mind knowing I had insurance. My travel companion needed medical care for conjunctivitis. Also, There were several emergency medical announcements on the ship. A coast guard helicopter rescued for a woman who needed immediate medical attention. An unexpected medical emergency is a reality and I recommend having insurance to cover costly medical expenses while traveling.
Susan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Although we didn't need to act on the policy, there was peace of mind knowing that we had taken the necessary precautions in the event of an unforeseen emergency. With aging parents in poor health, one never knew if we might be called away to deal with a particular situation. The policy from Nationwide fit the bill for us!
Robert G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. Nationwide travel insurance does not exclude coverage for pre-existing medical conditions of non-traveling family members. However, there is no coverage for foreseen illnesses. Coverage is provided for an unforeseen worsening of condition, which can be verified by the attending physician.
    Dec 19,2014
The trip included a
cruise
Nationwide Mutual Insurance Essential
Never had to use it so can't rate performance, but the price was good!
Pamela S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Our original flight to Florida was canceled due to the air traffic controller person who started the fire in Illinois in September and it didn't look like we would be able to make it there in time for our cruise. I called to see if we were covered and I was told that this was not one of the covered reasons. What good is insurance if it doesn't cover unforeseen events that are beyond my control? I asked to speak with a supervisor and was transferred to a voice mail. I asked for a return phone call which never came. As it turned out we made a last minute flight the next day and arrived at the ship one hour before departure. I did loose the cost of the hotel for one night and I had to pay a cab $100 to get us to the port on time instead of $30 for a shuttle that would have taken too long. The insurance sounds good but the company looks for any way to get out of paying. The outstanding folks at InsuremyTrip contacted me and helped with the above issue. I received a check today to cover the missed hotel room. The reason I selected Nationwide Mutual was because it was a recognized name, because the cost was slightly better than the competition and they offered significantly higher medical coverage which would be helpful if something serious happened. I will not book another insurance policy outside of InsureMyTrip. They provided excellent customer service.
Michael F. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I thought the cost for the amount of coverage was reasonable and would recommend this plan to others.
Loretta D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
There was no need to make a claim but it was reassuring to know that all the time and money invested in the trip was backed up in the event of unforeseen or unexpected possibilities.
Keith F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Going to a foreign country and getting sick could be very expensive. This insurance was very inexpensive. It made the trip easier to enjoy knowing medical was covered.
Thomas N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I felt covered if there had been an issue.
janet l. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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