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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Our original flight to Florida was canceled due to the air traffic controller person who started the fire in Illinois in September and it didn't look like we would be able to make it there in time for our cruise. I called to see if we were covered and I was told that this was not one of the covered reasons. What good is insurance if it doesn't cover unforeseen events that are beyond my control? I asked to speak with a supervisor and was transferred to a voice mail. I asked for a return phone call which never came. As it turned out we made a last minute flight the next day and arrived at the ship one hour before departure. I did loose the cost of the hotel for one night and I had to pay a cab $100 to get us to the port on time instead of $30 for a shuttle that would have taken too long. The insurance sounds good but the company looks for any way to get out of paying. The outstanding folks at InsuremyTrip contacted me and helped with the above issue. I received a check today to cover the missed hotel room. The reason I selected Nationwide Mutual was because it was a recognized name, because the cost was slightly better than the competition and they offered significantly higher medical coverage which would be helpful if something serious happened. I will not book another insurance policy outside of InsureMyTrip. They provided excellent customer service.
Michael F. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I thought the cost for the amount of coverage was reasonable and would recommend this plan to others.
Loretta D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
There was no need to make a claim but it was reassuring to know that all the time and money invested in the trip was backed up in the event of unforeseen or unexpected possibilities.
Keith F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Going to a foreign country and getting sick could be very expensive. This insurance was very inexpensive. It made the trip easier to enjoy knowing medical was covered.
Thomas N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I felt covered if there had been an issue.
janet l. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily we didn't need to use it, but like the security.
Scott J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not need to use the plan but I was glad I had the coverage in case it was needed. I thought signing up and picking the plan online was easy.
Peter P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Very easy and straight forward process with time to review and cancel if desired. Can't comment on the response to a claim as we had none. Will use again on our trip to Alaska.
Donald L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was an plan in case of an emergency. However I was fortunate not to have had to file a claim.
Felice V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I did like that I was contacted before the trip and reminded to bring proof of coverage with me in case needed.
spencer s. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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