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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
I took a solo trp to Ghana for my birthday. I was hesitant about buying insurance, because Ive heard so many horror stories, and truthfully after reading some of the reviews, wondered if I would actually need it. I purchased, just to be safe & that was the best decision ever. While in Ghana I became ill (no fault of anything in Ghana) & had to seek medical attention. This caused me to miss my scheduled flight !
I contacted the insurance company and immediately someone was available to answer all of my questions as well as provide me with whatever options & resources that were available to me at that time. It took maybe 72 hours, however I was able to submit my receipts for the additional hotel cost & most importantly I was able to GET HOME!!
Thank you Nationwide Mutual Insurance Company, being stuck 1/2 way across the world could be a frightening experience!
Ishanna N. would recommend this plan to a friend or relative.
1 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not have to use it but the sign up was quick and easy.
Rehan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I thought the price was a little high, but much cheaper than the Gulf Coast through the realty companies. I will price this again on our next trip. Only found out about your service when we signed up to go to Little Saint Simmons Island Georgia. Your service might consider more advertising. Of course we were only looking for protection if we encountered a major negative.
James M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great plan at a great cost. It was cheaper and provided better coverage than the cruise ships recommendation.
Avrum E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Since we had a smooth sailing experience on our 14 night Cuba cruise I am unable to rate the claim process. Suffice to say I am satisfied that the trip was fully covered and we had no need to file a claim. Others on our sailing we not as fortunate as extremely bad weather delayed many from reaching the port of Boston for embarkation. They were forced to fly to our first port stop of Key West which was a full 4 days later. Some had no insurance and were dismayed at having not only missed 3 lazy sea days but also to pay for air transportation, hotel and meals to meet the ship. Lesson learned. Travel insurance is a must.
michele m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't have to use it but the cost was a great value for the coverage offered.
Randy S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Glad we had coverage and even happier we didn't need to use it.
Abrielle A. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not need to use the insurance though we did have a flight disruption that led to a missed connection. The airline paid for overnight stay and we were placed on airline flight the next day. Had no real financial loss except could not use accommodation one night in destination city, Melbourne- however our daughter had to use it. Glad that had the coverage just in case and feel fortunate that did not have to use it.
Joel B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The plan was easy to purchase online. Due to an accidental overbooking by our tour company, our travel dates needed to be changed. It completely slipped my mind to change our insurance until we were a couple of weeks away from our departure. They were awesome to work with and with proper documentation from the tour company changed our covered travel dates no problem. They were great at communicating with me and I really appreciate how on top of everything they were. We did not end up needing to file any claims, but it's nice to know we were covered.
Laurie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately never used the coverage
karl k. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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