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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,771
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan gave us peace of mind. Can't really tell how effective it was since we did not have to use it for any claims. Which is just fine with me.
Shirley S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We did not use this since everything went as planned without problems. I would only recommend buying insurance after speaking directly to a person. I tried doing things online and had some issues. I found out I could not put my son and myself on the same plan. The agent was very helpful and carefully explained everything and found me the the best plan for the best price.
Heather S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your reply.

    In order to insure travelers under the same Comprehensive policy, the travelers must all live in the same state. In addition, travelers with different travel dates must purchase separate policies.
    Jul 17,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
I would just remind travelers that when they make their reservations they need to do the travel insurance at the same time or preexisting conditions are not covered. This was my fault for not knowing.
Fiona E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Gave 5 stars, but honestly rating is difficult to make because fortunately we did not have to make a claim.
Janet L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily I didn’t have to used. I like the plan
Gordana G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Grateful we did not need to use the insurance policy but that ut was available if needed.
Quentin J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We primarily purchase travel insurance for evacuation, medical, and urgent situations. This plan had us well covered and we felt safe and secure. We have purchased insurance every time we travel and always return to this website.
Gregory O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I didn't end up needing to use my insurance (thankfully!) but knowing I had it gave me so much peace of mind and allowed me to enjoy my trip so much more freely.
Angela M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Response time was far too slow, and their determination seemed to be contrary to the coverages summarized during the selection process.
Donald P. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for providing your feedback which we have also forwarded to Nationwide to review with the claims department. We also offered you an "Anytime" advocate who could review the claim with Nationwide on your behalf.

    Travel insurance is regulated by the states. Nationwide, along with all travel providers, will only pay the claims based on the terms and conditions stated in the policy. All travel insurance is written on a "named peril" basis which means that only those perils/hazards that are specifically listed in the policy are covered. These "named perils" may differ according to policy and may even vary by state.

    Unfortunately, there is no one policy that will cover everything that could occur during a trip. It is important for travelers to take the opportunity to review the terms and conditions of a plan on our website prior to purchasing.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jul 20,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
I had some physical probems before and during this trip and, while I never actually had to file a claim, having this insurance was reassuring. Price and value was the best of those I researched.
Linda V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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