The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Travel insurance is regulated by the states. Nationwide, along with all travel providers, will only pay the claims based on the terms and conditions stated in the policy. All travel insurance is written on a "named peril" basis which means that only those perils/hazards that are specifically listed in the policy are covered. These "named perils" may differ according to policy and may even vary by state.
Unfortunately, there is no one policy that will cover everything that could occur during a trip. It is important for travelers to take the opportunity to review the terms and conditions of a plan on our website prior to purchasing.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.