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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,771
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
I never take a trip without obtaining insurance. However, I usually get CFAR (
CANCEL for any reason) For this trip unfortunately it was cost prohibitive.
Andrea P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your comments. However, Nationwide, like most providers, do not offer Cancel for Any Reason in the State of New York.
    Mar 05,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
The cost to insure my trip with Nationwide is reasonable compared to other companies for the same coverages.
JOSEPH M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I was required to get this by my tour organizer. It was a total waste of money—but affordable!
The star survey above needs another category, NA—Not Applicable.
Sandra A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I should have chosen the “cancel for any reason” plan.
Susan C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I had to cancel our trip due to an illness that prevented travel which occurred prior to our scheduled departure. The claim representative who I spoke to was friendly and helpful. She emailed me the necessary claim forms and emphasized that I should be sure to submit all of the requested documents to enable the claim examiner to make a decision. I submitted all of the documents by email. Within less than 30 days I received 2 checks in the mail (1 for me and 1 for my husband) reimbursing us for the full amount of the trip. I would highly recommend Nationwide and insuremytrip.com.
Gail E. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Excellent customer service. Really appreciated the bon voyage email the day we left on our trip so I had the policy readily available in my inbox when we were away. Will definitely use this service again!
Shelly I. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately we did not have to submit a claim. But this was great peace of mind and a good price once my wife did some searching online. Much more reasonable than the cruise line prices.
douglas F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
This was the first time after many years of international travel that I used travel insurance. It was easy to understand, easy to access and reasonably priced (I did a little comparison). I didn’t use it at all
James T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The policy provided me with peace of mind for critical items I was most concerned about. Luckily, I did not have to file a claim, but good to know coverage was there if I would have needed it.
Nicole M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We had a last minute family health issue. Had to cancel cruise. Filed paperwork and had check in hand within 15 business days. Great company!! No issues.
John M. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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