Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Being that I did not file a claim I really can't provide a valid assessment. However, it provide peace of mind.
Nathan S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Happy to report that I did not need to use this coverage. I purchased it for a cruise because after being pressured to buy insurance through the cruise company within 2 weeks of my purchase (which was almost one year in advance), I searched online and found I could buy similar coverage for less than 1/2 the price. After purchasing this coverage, I realized I could have waited until right before the trip to buy it. I called insuremytrip to ask if I could cancel and they were very helpful in refunding my money immediately. I was confident about buying it again when the time came. I was very grateful to have found this service. It gave me comfort while traveling to have coverage through a nationally recognized company.
Wendelin R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Our family was very pleased that we purchased travel insurance. We didn't have to use the insurance but just the peace of mind of having it was worthwhile.
Adrian S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Our trip was a 7 day cruise. On the day we boarded the ship, my husband wasn’t feeling well. He wasn’t getting better and we both had fears he may need to seek medical assistance. Fortunately, he was feeling better by the third day and recovered fully. We were both relieved to know that we had purchased travelers insurance to cover medical costs that could have been incurred. The peace of mind is well worth the cost!
Cynthia D. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
My trip was on October 22nd rather than May 3rd
Patti K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
The plan provided the basics for a reasonable price. Fortunately, I didn’t need to use it, so I can’t comment on customer service or support if you need to file a claim.
Denise T. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Trip cancellation, interruption and delay are very specific per each policy. Be sure to read the fine print as to when they take in effect so as not to be disappointed later when a claim is not paid. Sadly, Nationwide would not cover our trip delay expenses because the delay was not 6 hours or more.
Danette L. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
Travelers will find that every Comprehensive plan makes basic trip cancellation coverage available that will extend coverage for the cancellation of a trip for specific unforeseen, covered reasons. Commonly, travel insurance plans, such as the Nationwide Essential plan, will cover reasons such as:
The unexpected death, illness, or injury of you and/or a traveling companion that deems you unfit to travel, by order of a licensed physician;
The hospitalization or death of a non-traveling family member;
Weather or common carrier related issues that causes your common carrier to cease operations for 24 hours;
Unforeseen natural disasters at home or the destination; and
A legal obligation, such as being called for jury duty or to appear as a witness in court. However, we recommend that you review the covered reasons in your certificate since they do vary from plan to plan.
Travel Delay under the Nationwide Essential plan does reimburse the traveler for your incurred expenses but only after a six hour delay for a
Hazard which means:
"a) Any delay of a Common Carrier (including Inclement Weather).
b) Any delay by a traffic accident en route to a departure, in which You or a Traveling Companion is not directly involved.
c) Any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced Strike,
natural disaster, civil commotion or riot.
d) A closed roadway causing cessation of travel to the destination of the Covered Trip (substantiated by the department of transportation, state police, etc.)"
InsureMyTrip encourages all customers to the certificate which is attached to each quote prior to purchasing.Nov 21,2018
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Luckily we had no need to use the insurance but it was very reassuring to know that we had it
Ingo H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Used Nationwide for travel insurance back in Dec 2017. Had to file a claim, which they dragged for 2 months with multiple calls and emails. Then refused to cover my claim with incorrect information on their justification. Will never do business with Nationwide again.
Raquel E. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Mike
Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with this plan. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Delay coverage. However, the claims administrator is required to adjudicate claims based on the terms and conditions of the policy. Unfortunately, it was determined that the amount of time you were delayed did not fall within the scope of Trip Delay for this specific plan.
The Trip Delay benefit of the policy purchased reimburses for Economy Fare from the point where you ended your Covered Trip to a destination where You can catch up to the Covered Trip if you are delayed en route to or from the Trip for six (6) hours or more due to a defined hazard. Due to the fact that none of your flights were delayed by six hours or more, Nationwide denied your claim.
In the future, please call us at 800-487-4822 prior to purchasing a policy so that we can assist you in selecting a policy that best suits your needs.
Nov 14,2018
Nationwide Mutual Insurance
Essential
i did not use it so i can not comment on how good it was, i have to answer something i really don't know because i did not have to use it.
Dana J. would
recommend this plan to a friend or relative.
Because you purchased a Comprehensive plan, your Trip Cancellation coverage was effective the day after you purchased the policy which was 05/04/2018. All other coverage was effective on your date of departure which was 10/22/2018.
Please call us at 800-487-4722 if you have further questions.