The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
With respect to hurricanes and natural disasters, here are the covered reasons included in your policy:
"You or a Traveling Companion... having Your principal place of residence made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster...;
You, a Traveling Companion or Family Member, who are military personnel, and are called to emergency duty for a natural disaster;
Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours and prevents You from reaching Your destination. This benefit will not apply if the potential natural disaster has been forecasted or a storm has been named prior to purchase of this coverage...;
Natural disaster at the site of Your destination that renders Your destination accommodations Uninhabitable..."
We regret that this policy did not meet your expectations and would like to remind you along with your fellow travelers to review the covered reasons in your policy prior to purchase. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote.
In the future, if you wish to once again consider covering a trip, please call us at (800) 487-4722 for assistance in quoting and narrowing down your choices.