The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Because you purchased a Comprehensive plan, your Trip Cancellation coverage was effective the day after you purchased the policy which was 05/04/2018. All other coverage was effective on your date of departure which was 10/22/2018.
Please call us at 800-487-4722 if you have further questions.