Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
We had to cancel because of medical and all forms were emailed promptly. Had a physician complete and sign and our claim was processed and a check was sent. We have purchased Nationwide many times but was the first time we used it. Leaving on a trip in 2 weeks and purchased Nationwide again.
Edward B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
No claims; no problems.
Linda M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Claim was processed successfully but very slowly (3 months from filing to check). Cancellation resulted from traveling family member's unexpected surgery. Claim form (from claims processor in Florida subcontracted by Nationwide) asked for rights to access her complete medical records over an extended period. Instead, she provided a formal letter from her surgeon. Since the amount claimed was little more than $100 over the cost of the policy premium, she/I felt this demand to access huge amounts of confidential health information was way out of line. Buyer beware; in processing claims, claim processors may automatically ask for intrusive access to someone else's health records. If you (or they) are not willing to provide this, try pushing back but realize that you may ultimately be forced to either forego your claim or reveal medical information belonging to whichever party "caused" the claim. These days privacy has a real value and claims processors should adapt by asking only for what can be reasonably required to fairly process the claim in front of them. In this instance, Nationwide's claims processor acted reasonably; they did not press for anything more than the surgeon's letter and did not reject the claim automatically because I didn't sign anything granting them permission to go where they didn't need to go.
Adrian H. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
i dudn’t need to file a claim but my review is based on the availability of the plan information, cost, and the customer service. I’ve used InsureMyTrip during several cruises and even though I have never needed to file a claim, I would recommend this plan to others.
Bessie P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Luckily I did not need to file a claim, but it covered everything that I wanted at a good price.
Michael P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
provided piece of mind while overseas. Did not have to use, thankfully.
Theodore w. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
The peace of mind this plan gave me was definitely worth the cost
charles k. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We didn't have to use this, but knowing we had it added a layer of protection and ease of mind if we did. Too many people think they don't need trip insurance (credit card benefits don't always cover what you need), but it could make the difference in a great trip or one that turns into a disaster, both physically and financially. (I do not work in the insurance industry.)
Thomas C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
best insurance is that which you do not use
Sandra S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Never had to file a claim, but knowing that we were covered gave us comfort when issues came up.
Louis W. would
recommend this plan to a friend or relative.
Please also keep in mind that the caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates® will support you with the process if you feel a claim has been unfairly denied.