Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
This is the second time using Nationwide to insure our trips and thank goodness we did not have any claims. We previously filed a large claim on another trip and it was promptly handled.
GAIL M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We did not have to use this plan but it seemed to provide sufficient coverage at a decent price.
Erin S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
You never know how good your insurance plan this until you file a claim. So really I don't know how good or bad you guys are.
Barbara E. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Did not have to make a claim, thank goodness, so can’t speak to claims process. But reasonably priced coverage.
DENISE C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Fortunately we did not use the insurance. That makes it hard to say if it was reliable.
Brenda W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
This insurance was reasonable and competitive in price, and provided the needed coverage. However, when our total trip amount dropped substantially well before the trip date, due to a reduction in ticket prices, the company was totally unwilling to adjust our insurance price accordingly. We were forced to insure our trip for twice the needed amount. I realize that information is buried in their fine print, but we did not appreciate the lack of understanding and flexibility the company operates under. I would never use this company for my travel needs again.
Donna K. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Can't really rate something that thankfully I didn't need to use.
Richard B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Fortunately did not have to use any of it.Å‚
Zbigniew M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
The Essential Plan seems to be reasonably priced for the coverage. Medical evacuation and trip cancellation are my two concerns on any trip and this one has good coverage for that. Fortunately, I did not need to use the plan, but had the peace of mind that it was there. I have purchased this plan several times for cruises, and haven't had to use any of the provisions. One of the couples I travelled with this time had a medical issue 3 days before the trip and one ended up in hospital. He was discharged in time to go, but might have needed the plan if he wasn't (they also had purchased the plan). It just seems like a prudent purchase when you've invested so much in a vacation. Like other insurance you have, you hate to pay for it, hope to never need it, but want the coverage in case...
Stephen A. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I didn't have to use it but gave me peace of mind knowing I had it.
Bonnie M. would
recommend this plan to a friend or relative.
"All premium is non-refundable after a ten (10) day review period. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
You are certainly able to request changes to your policy any time prior to your departure date, but a refund would not be provided if the change resulted in a decrease in premium.
Please feel free to call Customer Care at 800-487-4722 if you have any further questions.